Kendra S Curtis

US Patent:

20140012704, Jan 9, 2014

Filed:

Jul 5, 2012

Appl. No.:

13/542303

Inventors:

Boris Mizhen - Brooklyn NY, US
Kendra Shannon Curtis - New York NY, US

Assignee:

GOOGLE Inc. - Mountain View CA

International Classification:

G06Q 30/06

US Classification:

705 2641

Abstract:

The invention provides a computer-implemented method to select a preferred card for a purchase based on a merchant category. In the exemplary method, the computer associates a plurality of financial accounts with an account of a user; associates a merchant category with a financial account associated with the user account; and receives data from a transaction. The computer can maintain a database of merchant categories; determine the category of the merchant based on the data associated with the transaction; and extract data to identify the merchant, such as merchant name, address, or telephone number. The computer can determine the geo-location of the user device and determine the merchant identify from the location. The computer can determine a merchant category of the merchant from the merchant identity; select the financial account associated with the merchant category of the merchant; and communicate the financial account selected to conduct the transaction.

US Patent:

20160196549, Jul 7, 2016

Filed:

Mar 16, 2016

Appl. No.:

15/072191

Inventors:

- Mountain View CA, US
Kendra Shannon Curtis - New York NY, US

International Classification:

G06Q 20/36
G06Q 30/06
G06Q 20/10

Abstract:

The invention provides a computer-implemented method to select a preferred card for a purchase based on a merchant category. In the exemplary method, the computer associates a plurality of financial accounts with an account of a user; associates a merchant category with a financial account associated with the user account; and receives data from a transaction. The computer can maintain a database of merchant categories; determine the category of the merchant based on the data associated with the transaction; and extract data to identify the merchant, such as merchant name, address, or telephone number. The computer can determine the geo-location of the user device and determine the merchant identify from the location. The computer can determine a merchant category of the merchant from the merchant identity; select the financial account associated with the merchant category of the merchant; and communicate the financial account selected to conduct the transaction.