Kenneth P Cook

US Patent:

7853524, Dec 14, 2010

Filed:

Dec 26, 2001

Appl. No.:

10/025897

Inventors:

Peter J. Kight - Dublin OH, US
Mark A. Johnson - Dublin OH, US
Tamara K. Christenson - Gahanna OH, US
Regina Lach - Galena OH, US
Philip Pointer - Columbus OH, US
Kenneth Cook - Gahanna OH, US

Assignee:

CheckFree Corporation - Norcross GA

International Classification:

G06Q 40/00

US Classification:

705 40, 705 39, 705 34

Abstract:

Systems and methods for selecting a form for crediting a payee by a payment service provider include receiving a request to pay a payee on behalf of a payer. A form for crediting the payee is selected based on at least one of a comparison of a payer account number associated with the payer and the payee to a merchant account scheme associated with the payee or a comparison of a payment amount associated with the received request to a merchant credit limit associated with the payee. A payment is directed to the payee in accordance with the selected form for crediting.

US Patent:

58730729, Feb 16, 1999

Filed:

Jan 13, 1995

Appl. No.:

8/372620

Inventors:

Peter J. Kight - Dublin OH
Mark A. Johnson - Dublin OH
Tamara K. Christenson - Gahanna OH
Regina Lach - Galena OH
Philip Pointer - Columbus OH
Kenneth Cook - Gahanna OH

Assignee:

Checkfree Corporation - Columbus OH

International Classification:

G06F15100

US Classification:

705 40

Abstract:

A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions' information and merchant information and arranges payment based on a financial risk analysis to the merchants according to the consumers' instructions.

US Patent:

53831136, Jan 17, 1995

Filed:

Jul 25, 1991

Appl. No.:

7/736071

Inventors:

Peter J. Kight - Dublin OH
Mark A. Johnson - Dublin OH
Tamara K. Christenson - Gahanna OH
Regina Lach - Galena OH
Philip Pointer - Columbus OH
Kenneth Cook - Gahanna OH

Assignee:

Checkfree Corporation - Columbus OH

International Classification:

G06F 1521

US Classification:

364401

Abstract:

A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications; means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions' information and merchant information and arranges payment to the merchants according to the consumers' instructions based on a financial risk analysis.