Kristin A Wallace

US Patent:

20210209570, Jul 8, 2021

Filed:

Jan 2, 2020

Appl. No.:

16/732497

Inventors:

- Charlotte NC, US
Steven Michael Twombly - Saco ME, US
Kristin Hodge Wallace - Charlotte NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 20/12
G06Q 20/10
G06Q 20/38
H04L 12/911

Abstract:

Systems, computer program products, and methods are described herein for layered digital resource distribution in an electronic network environment. The present invention is configured to electronically receive computing instructions from a computing device associated with a first entity comprising a first request to execute a resource transfer with a second entity; determine a primary digital resource associated with the first entity; generate a first digital resource specifically to execute the resource transfer with the second entity, wherein the first digital resource is associated with the primary digital resource, wherein the first digital resource is electronically linked to the primary digital resource; initiate the execution of the first request of the resource transfer with the second entity using the first digital resource; and store the first digital resource in a digital repository associated with the primary digital resource.