Laura Te Ward

US Patent:

20140108240, Apr 17, 2014

Filed:

May 31, 2013

Appl. No.:

13/906996

Inventors:

Jeff Loman - San Francisco CA, US
Adam Prishtina - San Francisco CA, US
Egan Schulz - San Jose CA, US
Tim Smith - San Jose CA, US
Laura Ward - San Jose CA, US

International Classification:

G06Q 20/10

US Classification:

705 40

Abstract:

A display shows who a user owes money to on one side of the display and who the user is owed money by on the other side of the display. The parties are shown with a visual representation (e.g., a photo or text), a name, and an amount. The more someone owes or is owed, the farther they are shown extending from the center-line (or 0 owed/is owed line). The user can select a person/entity that the user owes money to by tapping and dragging the visual image and then moving that selection to the same row as a person/entity that owes money to the user. This allows the user to pass some of the money owed to the user to pay the person/entity that the user owes money to. Once confirmed, the tree is updated. The payment provider may facilitate the money exchange between the two selected parties and the user.

US Patent:

20140089195, Mar 27, 2014

Filed:

Sep 19, 2013

Appl. No.:

14/032089

Inventors:

Laura Ward - San Jose CA, US
Egan Schulz - San Jose CA, US

International Classification:

G06Q 20/22

US Classification:

705 44, 705 39

Abstract:

Photos of recent or prior payees are shown on a user device, such as a smart phone or tablet. The user or payer can select a photo, enter an amount to send, and confirm a payment. The payment provider then processes the payment with minimal input from the payer. Because the photos are of recent or previous payees, the user is able to make a person to person payment with less steps than conventional person to person payments.