Luke A Hammock

US Patent:

20210256551, Aug 19, 2021

Filed:

May 6, 2021

Appl. No.:

17/313284

Inventors:

- McLean VA, US
David E. KEATING - Glen Allen VA, US
Drew JACOBS - Arlington VA, US
Janusz M. NICZYPORUK - Vienna VA, US
Luke A. HAMMOCK - Washington DC, US

Assignee:

CAPITAL ONE SERVICES, LLC - McLean VA

International Classification:

G06Q 30/02

Abstract:

The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for merchant accounts. The disclosed embodiments include, for example, a system for providing offers for accounts associated with a merchant. The system may be configured to receive a product identifier from a consumer, the product identifier identifying a product available from a merchant. The system may also determine whether the consumer has a current financial service account associated with the merchant. Further, the system may determine one or more incentives to offer the consumer, the one or more incentives being based at least in part on the product identifier. The system may also generate an invitation to apply for a new financial service account associated with the merchant when the consumer does not have a current financial service account associated with the merchant, communicate the invitation to apply to the consumer, and award the one or more incentives to the consumer based on a response to the invitation to apply.

US Patent:

20200410536, Dec 31, 2020

Filed:

Sep 11, 2020

Appl. No.:

17/017820

Inventors:

- McLean VA, US
David E. KEATING - McLean VA, US
Drew JACOBS - McLean VA, US
Janusz M. NICZYPORUK - McLean VA, US
Luke A. HAMMOCK - McLean VA, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06Q 30/02

Abstract:

The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for linked transactions. Transaction data corresponding to a first product physically purchased using a financial service account and product identification data identifying the first purchased product are received. The transaction data and the product identification data are associated. A consumer that purchased the first product is determined based on at least the transaction data. Follow-on purchase to offer for sale to the consumer based on the product identification data is determined and a follow-up purchase offer to purchase the follow-on product is generated. The consumer is provided with the follow-on purchase offer to enable the consumer to purchase the follow-on product in an electronic commerce purchase transaction.

US Patent:

20200402041, Dec 24, 2020

Filed:

Sep 4, 2020

Appl. No.:

17/012904

Inventors:

- McLean VA, US
Luke A. HAMMOCK - Washington DC, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06Q 20/32
G06Q 20/38
G06Q 20/42

Abstract:

The disclosed embodiments include methods and systems for providing payment token transactions by a mobile device. The mobile device may be operable to obtain a payment token, where the payment token is associated with one or more payment token parameters and the mobile device may be configured to communicate with a financial service provider system over a first network when connectivity to the first network is available to the mobile device. The mobile device may provide the payment token to a contactless payment terminal (CPT) associated with a merchant, during a purchase transaction involving a product provided by the merchant, where the mobile device may communicate the payment token to the CPT over a local network that is different from the first network such that connectivity between the mobile device and the first network is not required.

US Patent:

20200234316, Jul 23, 2020

Filed:

Apr 3, 2020

Appl. No.:

16/839539

Inventors:

- McLean VA, US
Luke A. Hammock - Washington DC, US
Janusz M. Niczyporuk - Vienna VA, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06Q 30/02

Abstract:

The disclosed embodiments include methods and systems for providing social discovery service operations. In one embodiment, a system for providing a social discovery service is disclosed. The system may be configured to receive transaction data relating to one or more purchase transactions involving one or more merchants and one or more consumers, The system may also be configured to receive product data identifying one or more products included in the one or more purchase transactions. The system may also receive location data associated with the one or more purchase transactions. Based on the transaction data, location data, and the product data, the system may be configured to generate one or more social discovery graphs. Further, the system may be configured to perform one or more social discovery operations based on the one or more social discovery graphs.

US Patent:

20200090217, Mar 19, 2020

Filed:

Nov 18, 2019

Appl. No.:

16/686779

Inventors:

- McLean VA, US
Janusz Michael Niczyporuk - Vienna VA, US
Luke A. Hammock - Washington DC, US

International Classification:

G06Q 30/02
G06Q 40/02

Abstract:

Systems and methods for providing purchase driven financial statements include an account processor that receives account data associated with one or more financial accounts of the account holder and advertising data via a network; one or more databases that stores at least the received account data and the received advertising data; and a statement processor that creates a financial statement based at least in part on the account data and the advertising data, provides the financial statement to an account holder, and tracks the account holder's future account data based on the provided advertising data.

US Patent:

20200051126, Feb 13, 2020

Filed:

Oct 16, 2019

Appl. No.:

16/655107

Inventors:

- McLean VA, US
Drew Jacobs - Arlington VA, US
Luke A. Hammock - Washington DC, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06Q 30/02

Abstract:

In one embodiment, a system is configured to receive a market analysis request regarding customers having a partnership card account associated with a financial service provider and a merchant. The system may determine one or more online behavior characteristics of the customers and access data associated with financial transactions of the customers from the financial service provider. The system may further determine analysis results responsive to the received market analysis request based on at least the determined one or more online behavior characteristics and the accessed financial transactions of the customers. The system may further generate a report indicating at least the determined analysis results.

US Patent:

20190304013, Oct 3, 2019

Filed:

Jun 19, 2019

Appl. No.:

16/446240

Inventors:

- McLean VA, US
Luke A. HAMMOCK - Washington DC, US
Janusz M. NICZYPORUK - Vienna VA, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06Q 40/02
G06Q 20/22

Abstract:

The disclosed embodiments include methods and systems for providing an aggregated financial service account based on multiple private label financial accounts. In one embodiment, a process is disclosed that may include receiving a first request from a user for a first private label financial account that is usable for purchases associated with a first merchant and approving the first request for the first private label financial account. The method may also include receiving a request from the user for a second private label financial account that is usable for purchases associated with a second merchant and approving the second request for the second private label financial account. In one aspect, the method may also include generating an aggregated financial account based on the first and second private label accounts such that the aggregated financial account may be used for purchases with the first merchant or with the second merchant.

US Patent:

20190244246, Aug 8, 2019

Filed:

Apr 15, 2019

Appl. No.:

16/384489

Inventors:

- McLean VA, US
David E. KEATING - Glen Allen VA, US
Drew MICHAEL JACOBS - Arlington VA, US
Janusz M. NICZYPORUK - Vienna VA, US
Luke A. HAMMOCK - Washington DC, US

Assignee:

CAPITAL ONE SERVICES, LLC - McLean VA

International Classification:

G06Q 30/02

Abstract:

The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for linked transactions. Transaction data corresponding to a first product physically purchased using a financial service account and product identification data identifying the first purchased product are received. The transaction data and the product identification data are associated. A consumer that purchased the first product is determined based on at least the transaction data. Follow-on purchase to offer for sale to the consumer based on the product identification data is determined and a follow-up purchase offer to purchase the follow-on product is generated. The consumer is provided with the follow-on purchase offer to enable the consumer to purchase the follow-on product in an electronic commerce purchase transaction.