Marcia M Keld

US Patent:

8321310, Nov 27, 2012

Filed:

Mar 26, 2012

Appl. No.:

13/430030

Inventors:

Marcia M. Keld - Middletown DE, US
Manning Field - Media PA, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G07B 17/00
G07F 19/00

US Classification:

705 30, 705 35, 705 36 R, 705 37, 705 39, 715751

Abstract:

Embodiments of the invention are directed to a computer-implemented interactive account management system operated in cooperation with a financial institution on behalf of multiple account holders. The interactive account management system may include a financial networking engine implemented by a processor for defining a financial network for each account holder and for identifying each member of an account holder financial network based on stored account information and account holder input. The system may additionally include interactive processing components for processing information to provide collaborative interaction between the members of the account holder financial network defined by the financial networking engine and user interface presentation tools for displaying financial guidance and collaborative interaction interfaces and inviting active participation from the financial network members.

US Patent:

8447666, May 21, 2013

Filed:

Jul 7, 2011

Appl. No.:

13/177699

Inventors:

Marcia M. Keld - Middletown DE, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 10/00
G06Q 10/08
G06Q 20/20
G07G 1/12
G06Q 20/10

US Classification:

705 28, 705 16, 705 261, 705 39, 705 41, 705 42, 715744

Abstract:

This invention relates to a system for viewing and manipulating a user's financial transaction data and a method for associating financial transaction data with a user's project data using a portable electronic device.

US Patent:

8515836, Aug 20, 2013

Filed:

Feb 5, 2013

Appl. No.:

13/759546

Inventors:

Marcia Keld - Middletown DE, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 20/00
G06Q 10/08
G06Q 20/20

US Classification:

705 28, 705 16, 705 261, 705 39, 705 41, 705 42, 715744

Abstract:

This invention relates to a system for viewing and manipulating a user's financial transaction data and a method for associating financial transaction data with a user's project data using a portable electronic device.

US Patent:

8533114, Sep 10, 2013

Filed:

Dec 5, 2012

Appl. No.:

13/705467

Inventors:

Marcia Keld - Middletown DE, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 40, 705 38

Abstract:

A system and method are provided that include determining eligibility of customers for flexible payment status and allowing the customers to implement the flexible payment status. The determination for eligibility is based on customer identity, payment date, and payment due date. Flex accrual is calculated if the customer is eligible for flexible payment status. The flex accrual is based on the payment amount, payment date, and payment due date. The system communicates the flex accrual to the customer and the customer is able to utilize the flex accrual by making a late payment without penalty.

US Patent:

8622308, Jan 7, 2014

Filed:

Jan 7, 2009

Appl. No.:

12/350015

Inventors:

Manning R. Field - Media PA, US
Walter Brent Reinhard - Lansdale PA, US
Marcia Keld - Middletown DE, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06K 19/06

US Classification:

235492, 235379, 235380, 235487

Abstract:

Various account transaction devices are disclosed. One account transaction device comprises a top portion having a front side and a back side, wherein the front side includes a first account and the back side includes at least one identifier associated with a second account. The device also comprises a bottom portion having a front side and a back side, wherein the front side includes the second account and the back side includes at least one identifier associated with the first account. Also, a hinge connecting the top portion to the bottom portion, wherein the top and second portions are relatively movable between a first closed position where the top portion displays the first account and the bottom portion displays the at least one identifier associated with the first account and a second closed position where the top portion displays the at least one identifier associated with the second account and the bottom portion displays the second account. The customer may selectively determine whether a transaction is to be posted to the first account or the second account at the point of sale, after the transaction, or based upon predetermined rules or selections. Other account transaction devices are disclosed.

US Patent:

20130218734, Aug 22, 2013

Filed:

Mar 28, 2013

Appl. No.:

13/852776

Inventors:

Marcia Keld - Middletown DE, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 30

Abstract:

This invention relates to a system for viewing and manipulating a user's financial transaction data and a method for associating financial transaction data with a user's project data using a portable electronic device.

US Patent:

20130317983, Nov 28, 2013

Filed:

Jul 31, 2013

Appl. No.:

13/955019

Inventors:

Marcia Keld - Middletown DE, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 20/10

US Classification:

705 40

Abstract:

A system and method are provided that include determining eligibility of customers for flexible payment status and allowing the customers to implement the flexible payment status. The determination for eligibility is based on customer identity, payment date, and payment due date. Flex accrual is calculated if the customer is eligible for flexible payment status. The flex accrual is based on the payment amount, payment date, and payment due date. The system communicates the flex accrual to the customer and the customer is able to utilize the flex accrual by making a late payment without penalty.

US Patent:

20140058854, Feb 27, 2014

Filed:

Nov 20, 2012

Appl. No.:

13/681745

Inventors:

Stan Szwalbenest - Newtown PA, US
Maura Rose - Brooklyn NY, US
Marcia Keld - Middletown DE, US
Manning Field - Media PA, US
Ryan McInerney - Rye NY, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 20/40
G06Q 20/20

US Classification:

705 16, 705 44

Abstract:

A fraud prevention system is disclosed for preventing fraudulent activity on user accounts, the fraud prevention system interacting with a transaction tracking system for allowing association of transactions with user-defined categories. The fraud prevention system may include a computer memory including at least one database storing system settings specifying account-related events that require fraud prevention action and user-defined settings specifying account-related events that require fraud prevention action, wherein at least one of the user-defined settings pertains to events falling in one of the user-defined categories. The fraud prevention system may also include at least one computer processor programmed for detecting occurrence of the account-related events, accessing the system settings and user settings in the computer memory to determine if a fraud prevention action is required in response to the detected account-related event, activating a fraud prevention user interface for the user when fraud prevention action is required, and receiving user instructions through the fraud prevention interface and processing the user instructions.