Mark Russell Ward

US Patent:

6474548, Nov 5, 2002

Filed:

Nov 27, 2000

Appl. No.:

09/723306

Inventors:

Craig A. Montross - Hartville OH
Martin J. Brown - Canton OH
Todd Galloway - Canal Fulton OH
Robert W. Barnett - Canton OH
Mike Ryan - Canton OH
James R. Kay - Uniontown OH
Mark A. Ward - North Royalton OH
David A. Peters - Akron OH
Alan Day - Cambridge OH

Assignee:

Diebold, Incorporated - North Canton OH

International Classification:

G06F 1760

US Classification:

235379, 902 8, 902 9, 271 81, 271 18

Abstract:

An automated banking machine ( ) includes a deposit accepting apparatus ( ) which is capable of accepting and authenticating instruments, as well as accepting envelopes deposited into the machine by a user. A transport section ( ) is operative to engage and transport deposited items selectively from an inlet ( ) to an outlet ( ). A deposit holding module ( ) includes compartments ( ) which are operative to hold different types of deposits. The machine operates to selectively move a compartment into communication with the outlet based on the particular type of item being deposited. The depository apparatus is further operative to acquire image and magnetic profile data from deposited instruments, to manipulate the image and profile data and to analyze and resolve characters in selected areas thereof. The data from deposited instruments is used for determining if a user is authorized to conduct certain requested transactions at the machine.

US Patent:

6554185, Apr 29, 2003

Filed:

Nov 27, 2000

Appl. No.:

09/723305

Inventors:

Craig A. Montross - Hartville OH
Martin J. Brown - Canton OH
Todd Galloway - Canal Fulton OH
Robert W. Barnett - Canton OH
Mike Ryan - Canton OH
James R. Kay - Uniontown OH
Mark A. Ward - North Royalton OH
David A. Peters - Akron OH
Alan Day - Cambridge OH

Assignee:

Diebold, Incorporated - North Canton OH

International Classification:

G06F 1760

US Classification:

235379, 235492, 235449, 902 8, 902 12

Abstract:

An automated banking machine ( ) includes a deposit accepting apparatus ( ) which is capable of accepting and authenticating instruments, as well as accepting envelopes deposited into the machine by a user. A transport section ( ) is operative to engage and transport deposited items selectively from an inlet ( ) to an outlet ( ). A deposit holding module ( ) includes compartments ( ) which are operative to hold different types of deposits. The machine operates to selectively move a compartment into communication with the outlet based on the particular type of item being deposited. The depository apparatus is further operative to acquire image and magnetic profile data from deposited instruments, to manipulate the image and profile data and to analyze and resolve characters in selected areas thereof. The data from deposited instruments is used for determining if a user is authorized to conduct certain requested transactions at the machine.

US Patent:

7090122, Aug 15, 2006

Filed:

Sep 16, 2004

Appl. No.:

10/944579

Inventors:

Wayne Warren - Akron OH, US
Victor Bell - Alliance OH, US
William McCarthy - Uniontown OH, US
Matthew Pahl - Akron OH, US
Martin J. Brown - Canton OH, US
Dale H. Blackson - Canton OH, US
Todd Galloway - North Canton OH, US
Robert W. Barnett - Canton OH, US
Mike Ryan - Canton OH, US
James R. Kay - Uniontown OH, US
Mark A. Ward - Canton OH, US
David A. Peters - Tallmadge OH, US
Tim Crews - Alliance OH, US
H. Thomas Graef - Bolivar OH, US
Edward L. Laskowski - Seven Hills OH, US

Assignee:

Diebold, Incorporated - North Canton OH

International Classification:

G07F 19/00

US Classification:

235379, 902 7, 902 9, 705 43

Abstract:

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the authority of a user to receive cash for such checks. The authority of the user is determined based on the user being associated in a data store with the maker of the check. The check cannot exceed certain programmed thresholds or be presented earlier than the expiration of a delay period from when a prior check from the same maker is presented. In exchange for acceptable checks cash is dispensed to the user from the ATM in exchange for the deposited check.

US Patent:

7284695, Oct 23, 2007

Filed:

Aug 10, 2006

Appl. No.:

11/502302

Inventors:

Wayne Warren - Akron OH, US
Victor Bell - Alliance OH, US
William McCarthy - Uniontown OH, US
Matthew Pahl - Akron OH, US
Martin J. Brown - Canton OH, US
Dale H. Blackson - Canton OH, US
Todd Galloway - North Canton OH, US
Robert W. Barnett - Canton OH, US
Mike Ryan - Canton OH, US
James R. Kay - Uniontown OH, US
Mark A. Ward - Canton OH, US
David A. Peters - Tallmadge OH, US
Tim Crews - Alliance OH, US
H. Thomas Graef - Bolivar OH, US
Edward L. Laskowski - Seven Hills OH, US

Assignee:

Diebold, Incorporated - North Canton OH

International Classification:

G07F 19/00

US Classification:

235379, 902 15, 902 17

Abstract:

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the authority of a user to receive cash for such checks. The authority of the user is determined based on the user being associated in a data store with the maker of the check. The check cannot exceed certain programmed thresholds or be presented earlier than the expiration of a delay period from when a prior check from the same maker is presented. In exchange for acceptable checks cash is dispensed to the user from the ATM in exchange for the deposited check.

US Patent:

7366750, Apr 29, 2008

Filed:

Sep 29, 2003

Appl. No.:

10/674894

Inventors:

Martin J. Brown - Canton OH, US
Craig A. Montross - Hartville OH, US
Todd Galloway - North Canton OH, US
Robert W. Barnett - Canton OH, US
Mike Ryan - Canton OH, US
James R. Kay - Uniontown OH, US
Mark A. Ward - North Royalton OH, US
David A. Peters - Tallmadge OH, US
Alan Day - Cambridge OH, US

Assignee:

Diebold, Incorporated - North Canton OH

International Classification:

G06Q 40/00

US Classification:

709 45, 705 35

Abstract:

An automated banking machine () includes a deposit accepting apparatus () which is capable of accepting and authenticating instruments, as well as accepting envelopes deposited into the machine by a user. A transport section () is operative to engage and transport deposited items selectively from an inlet () to an outlet (). A deposit holding module () includes compartments () which are operative to hold different types of deposits. The machine operates to selectively move a compartment into communication with the outlet based on the particular type of item being deposited. The depository apparatus is further operative to acquire image and magnetic profile data from deposited instruments, to manipulate the image and profile data and to analyze and resolve characters in selected areas thereof. The data from deposited instruments is used for determining if a user is authorized to conduct certain requested transactions at the machine.

US Patent:

7513417, Apr 7, 2009

Filed:

Sep 16, 2005

Appl. No.:

11/228684

Inventors:

Paul Burns - Munroe Falls OH, US
Thomas B. Phillips - Charlotte NC, US
John C. Valcore - Hudson OH, US
James Meek - Canton OH, US
H. Thomas Graef - Bolivar OH, US
Edward L. Laskowski - Seven Hills OH, US
Martin J. Brown - Canton OH, US
Todd Galloway - North Canton OH, US
Robert W. Barnett - Canton OH, US
Mike Ryan - Canton OH, US
James R. Kay - Uniontown OH, US
Mark A. Ward - North Canton OH, US
David A. Peters - Tallmadge OH, US
Dale Blackson - Canton OH, US

Assignee:

Diebold, Incorporated - North Canton OH

International Classification:

G07F 19/00

US Classification:

235379, 902 9

Abstract:

An automated banking machine () includes a user interface () including an opening (). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user. Documents produced by the machine such as receipts, checks or money orders as well as notes dispensed from the machine are assembled into a stack within the machine and delivered from the machine through the opening.

US Patent:

7559460, Jul 14, 2009

Filed:

Nov 8, 2005

Appl. No.:

11/270363

Inventors:

Paul Burns - Munroe Falls OH, US
Thomas B. Phillips - Charlotte NC, US
John C. Valcore - Hudson OH, US
H. Thomas Graef - Bolivar OH, US
Edward L. Laskowski - Seven Hills OH, US
James Meek - Canton OH, US
Martin J. Brown - Canton OH, US
Todd Galloway - North Canton OH, US
Robert W. Barnett - Canton OH, US
Mike Ryan - Canton OH, US
James R. Kay - Uniontown OH, US
Mark A. Ward - North Canton OH, US
David A. Peters - Tallmadge OH, US
Greg Miller - Canton OH, US
Arindam Laha - North Canton OH, US
Joseph M. Altier - Uniontown OH, US

Assignee:

Diebold Incorporated - North Canton OH

International Classification:

G07F 19/00

US Classification:

235379, 902 9, 902 11

Abstract:

An automated banking machine () includes a user interface () including an opening (). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user.

US Patent:

7577614, Aug 18, 2009

Filed:

Jan 19, 2005

Appl. No.:

11/039656

Inventors:

Wayne Warren - Akron OH, US
Victor Bell - Alliance OH, US
William McCarthy - Uniontown OH, US
Matthew Pahl - Akron OH, US
Martin J. Brown - Canton OH, US
Dale H. Blackson - Canton OH, US
Todd Galloway - North Canton OH, US
Robert W. Barnett - Canton OH, US
Mike Ryan - Canton OH, US
James R. Kay - Uniontown OH, US
Mark A. Ward - Canton OH, US
David A. Peters - Tallmadge OH, US
Tim Crews - Alliance OH, US

Assignee:

Diebold, Incorporated - North Canton OH

International Classification:

G06Q 40/00

US Classification:

705 43, 705 42, 705 44, 705 45

Abstract:

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is then dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host. The transaction host provides transaction identifying data to the ATM. The ATM sends the transaction identifying data and check images to an image and transaction data server for processing.