Dawn M. Patton - Matthews NC, US Kevin S. Kauffman - San Francisco CA, US Mary S. O'Toole - Plainview NY, US John F. Race - Waxhaw NC, US Judey L. Thessen - Decatur GA, US Vanessa Chung - Petaluma CA, US Cheryl E. Robinson - Doraville GA, US Barbara J. Watson - Sugar Hill GA, US Yvette M.H. Hayes - Richmond VA, US Maria L. Mitchell - Arlington TX, US Kipling B. Dixon - Windsor CT, US Mary N. Sylvester - Jacksonville FL, US Susan R. Bushnell - Waxhaw NC, US Todd L. Elmquist - Federal Way WA, US Frank J. Fogliano - Monroe NY, US
Assignee:
Bank of America Corporation - Charlotte NC
International Classification:
G06Q 40/00
US Classification:
705 39
Abstract:
A server includes a memory that stores a plurality of availability schedules, and a processor communicatively coupled to the memory. The processor is operable to access an automated clearing house (ACH) debit transaction received at an originating depository financial institution (ODFI) from an originator, determine an availability schedule associated with the originator from the plurality of availability schedules, credit a percentage of the amount of funds of the ACH debit transaction to a delayed settlement account associated with the originator, and transfer a portion of the amount of funds credited to the delayed settlement account to a general operating account of the originator on a particular day determined from the availability schedule. The delayed settlement account has one or more associated rules that prevent the originator from withdrawing funds from the delayed settlement account.
Method And System For Ach Debit Delayed Availability
- Charlotte NC, US Kevin S. Kauffman - San Francisco CA, US Mary S. O'Toole - Plainview NY, US John F. Race - Waxhaw NC, US Judey L. Thessen - Decatur GA, US Vanessa Chung - Petaluma CA, US Cheryl E. Robinson - Doraville GA, US Barbara J. Watson - Sugar Hill GA, US Yvette M.H. Hayes - Richmond VA, US Maria L. Mitchell - Arlington TX, US Kipling B. Dixon - Windsor CT, US Mary N. Sylvester - Jacksonville FL, US Susan R. Bushnell - Waxhaw NC, US Todd L. Elmquist - Federal Way WA, US Frank J. Fogliano - Monroe NY, US
International Classification:
G06Q 20/02 G06Q 20/10 G06Q 20/26
Abstract:
A server includes a memory that stores a plurality of availability schedules, and a processor communicatively coupled to the memory. The processor is operable to access an automated clearing house (ACH) debit transaction received at an originating depository financial institution (ODFI) from an originator, determine an availability schedule associated with the originator from the plurality of availability schedules, credit a percentage of the amount of funds of the ACH debit transaction to a delayed settlement account associated with the originator, and transfer a portion of the amount of funds credited to the delayed settlement account to a general operating account of the originator on a particular day determined from the availability schedule. The delayed settlement account has one or more associated rules that prevent the originator from withdrawing funds from the delayed settlement account.
Name / Title
Company / Classification
Phones & Addresses
Mary O'toole Owner
Designer Label Consignments Ret Used Merchandise
1344 Post Rd E, Westport, CT 06880 (203)2559099
Mary O'toole Director
Haven Manor Associates LLC Skilled Nursing Care Facility
1441 Gtwy Blvd, Far Rockaway, NY 11691 (718)4711500
Medicine Doctors
Mary K O'toole, Melbourne FL - CRNA (Certified registered nurse anesthetist)
Orange Coast Womens Medical Group 24411 Health Ctr Dr STE 200, Laguna Hills, CA 92653 (949)8295500 (phone), (949)5819158 (fax)
Orange Coast Womens Medical Group 1300 Avenida Vis Hermosa STE 150, San Clemente, CA 92673 (949)8295500 (phone), (949)5819158 (fax)
Education:
Medical School Rosalind Franklin University/ Chicago Medical School Graduated: 1985
Procedures:
Hysterectomy Vaginal Repair
Conditions:
Abnormal Vaginal Bleeding Breast Disorders Candidiasis of Vulva and Vagina Complicating Pregnancy or Childbirth Conditions of Pregnancy and Delivery
Languages:
English Korean Spanish
Description:
Dr. O'Toole graduated from the Rosalind Franklin University/ Chicago Medical School in 1985. She works in Laguna Hills, CA and 1 other location and specializes in Obstetrics & Gynecology. Dr. O'Toole is affiliated with Saddleback Memorial Medical Center.
Living 9 months in Kirksville and 3 months in SD is kind of a trip...but I LOVE my friends and family, traveling, meeting new people and doing new things.