Matthew D Matheny

US Patent:

20230029645, Feb 2, 2023

Filed:

Jul 25, 2022

Appl. No.:

17/872482

Inventors:

- New York NY, US
Thomas HELFAND - Lucas TX, US
Nikhil DHOBLE - Plano TX, US
Matthew D. MATHENY - Mount Vernon OH, US
David A. BUTLER - Philadelphia PA, US
Stephen JOHNSON - New Albany OH, US
Robert C. BUCHSER - Blacklick OH, US
Ravi KAPPAGANTU - Hyderabad, IN

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

H04L 65/1023
H04L 65/1096
H04L 65/1104
H04L 65/75

Abstract:

Systems and methods for providing a secure conversation gateway by which an audio voice stream is made to be replicable and convertible into other media types are provided. The method includes receiving an audio voice data stream; converting the received audio voice data stream into a predetermined media format; and transmitting the converted audio data stream to a user. The method may also include receiving an interaction event that corresponds to the audio data stream; generating metadata based on the interaction event; and applying a machine learning algorithm to the audio data stream and the metadata in order to generate a response that relates to the audio data stream. The method may also include replicating the audio data stream and distributing copies thereof to a set of recipients.

US Patent:

20210084033, Mar 18, 2021

Filed:

Sep 13, 2019

Appl. No.:

16/570480

Inventors:

- New York NY, US
Julia CAY - Columbus OH, US
Brian FLANAGAN - Wilmington DE, US
Corinne BIGELOW - Columbus OH, US
Kalpana JAYARAMAN - Newark NJ, US
Laura YOST - Westerville OH, US
Paul D. MAGASINY - Kennett Square PA, US
Steven FISHMAN - Plainview NY, US
Rafid A. ZANE - Kendall Park NJ, US
Stephanie J. SCHRIEBER - Galena OH, US
Bryant R. BARRERA - Wesley Chapel FL, US
Slobodan PETKOVICH - Hillsdale NJ, US
Matthew D. MATHENY - Mount Vernon OH, US
Nikhil DHOBLE - Plano TX, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

H04L 29/06
G10L 17/26
G10L 15/26
G10L 17/14
G06F 21/32
G06F 21/31

Abstract:

Systems and methods for determining whether a voice biometrics credential provides a reliable mechanism for authenticating a user are provided. The method includes receiving at least one set of voice data from the user; determining, based on the received at least one set of voice data, a value of at least one parameter that corresponds to a user-specific voice biometrics credential; obtaining at least one user-specific item of information; accessing at least one business rule that relates to the user; and determining, based on the at least one set of voice data, the at least one user-specific item of information, and the at least one business rule, whether the user-specific voice biometrics credential is usable for authenticating the user.