Max I Fomitchev

US Patent:

8386599, Feb 26, 2013

Filed:

Mar 4, 2009

Appl. No.:

12/397797

Inventors:

Max Fomitchev - State College PA, US

International Classification:

G06F 15/173

US Classification:

709224, 340 31, 702 1

Abstract:

This invention comprises a method and system for estimating unique visitors for Internet sites that is more accurate than the existing unique cookie/unique address counting methods. The invented method relies on the count of unique user identifiers (such as network addresses or preferably cookies)—I—that can be obtained from an existing cookie tracking/user access logging system. The number of unique visitors U is calculated substantially as a ratio of the count of unique cookies (or unique network addresses) to the number of visits N times the inflation factor X plus constant on that is approximately one (exactly one in the case of cookies). The number of visits is calculated by multiplying the sampling period t to the visitation frequency Tminus one. The resulting estimate of the unique visitors is stable and does not diverge with sampling time unlike estimates directly obtained from the unique network address or unique cookie counts. The method is also applicable when there are multiple dominant visitation frequencies by accounting to the sum by all significant visitation frequencies.

US Patent:

20100038418, Feb 18, 2010

Filed:

Aug 18, 2008

Appl. No.:

12/193347

Inventors:

George I. Fomitchev - Moscow, RU
Max I. Fomitchev - State College PA, US
Tatyana Zamilova - Smolensk, RU

International Classification:

G06Q 40/00

US Classification:

235379

Abstract:

This invention comprises a method of biometric authorization for making secure financial transactions via bank card (magnetic or smart). All or portion of the personal and financial information on the said bank card is encrypted and is not available without a decoding key that is calculated using the card owner's biometric data. To decode the said information and gain access to the financial data the card's owner needs to prove his/hers identify by providing the required biometric data (e.g. place finger on fingerprint scanner). The captured fingerprint is then converted into a key that is used to decode said encrypted information. Incorrect fingerprint will produce an invalid key that will not succeed at decoding of the encrypted information. The decoding of said information may take place locally at the merchant's point of sale device or remotely at the card issuer's server. This kind of electronic authorization has a high level of security and thus reduces the risks and costs incurred by the card issuer due to monetary losses associated with fraudulent transactions made possible by unauthorized capturing (e.g. snooping) of financial information, theft, or loss of the bank card itself.