Michael K Chapman

US Patent:

8229806, Jul 24, 2012

Filed:

May 12, 2008

Appl. No.:

12/152074

Inventors:

Michael Aaron Chapman - Chicago IL, US
Hyun Jin Ko - Evanston IL, US
Rodney Hal Monson - Waukegan IL, US
Mark Alexander Jones - Evanston IL, US
Bryan L. Mackrell - Pittsburgh PA, US
Michael S. Ley - Moon Township PA, US
Thomas S. Kunz - Pittsburgh PA, US

Assignee:

The PNC Financial Services Group, Inc. - Pittsburgh PA

International Classification:

G06Q 40/00

US Classification:

705 30, 705 35

Abstract:

Computer implemented methods of tracking customer spending and income are provided. The methods may comprise aggregating spending transactions by estimating income to a customer during a first time period. The methods may also comprise displaying a user interface to the customer. The user interface may comprise a first bar indicating customer income and a second bar indicating customer spending.

US Patent:

8401938, Mar 19, 2013

Filed:

May 12, 2008

Appl. No.:

12/152073

Inventors:

Michael Aaron Chapman - Chicago IL, US
Hyun Jin Ko - Evanston IL, US
Rodney Hal Monson - Waukegan IL, US
Mark Alexander Jones - Evanston IL, US
Bryan L. Mackrell - Pittsburgh PA, US
Michael Ley - Moon Township PA, US

Assignee:

The PNC Financial Services Group, Inc. - Pittsburgh PA

International Classification:

G07F 19/00
H04M 15/00

US Classification:

705 34

Abstract:

Computer-implemented methods for requesting a transfer of funds between a first party a second party: the methods may comprise receiving from the first party an instruction to initiate a transfer request and an electronic copy of a bill associated with the transfer request. The methods may also comprise receiving from the first party a text message associated with the transfer request and an indication of at least a second party who is a recipient of the transfer request. In addition, the methods may comprise posting the transfer request to an account of the second party. The transfer request may comprise the electronic copy of the bill associated with the transfer request, and the text message associated with the transfer request.

US Patent:

8423440, Apr 16, 2013

Filed:

Feb 2, 2009

Appl. No.:

12/363921

Inventors:

Bryan L. Mackrell - Pittsburgh PA, US
Michael Ley - Moon Township PA, US
Peter Ehling - Chicago IL, US
Michael Aaron Chapman - Chicago IL, US
Mark Alexander Jones - Evanston IL, US
Rodney Hal Monson - Waukegan IL, US

Assignee:

The PNC Financial Services Group, Inc. - Pittsburgh PA

International Classification:

G06Q 40/00

US Classification:

705 35

Abstract:

A computer assisted method for facilitating transfers between financial accounts. The method includes accepting a funds transfer request via the selection of an icon, by a user, wherein the icon represents a designated transfer of a predetermined amount of funds between a funding account and at least one receiving account. The method further includes transferring the amount of funds from the funding account to the at least one receiving account.

US Patent:

8423452, Apr 16, 2013

Filed:

Feb 9, 2009

Appl. No.:

12/367605

Inventors:

Michael S. Ley - Moon Township PA, US
Bryan L. Mackrell - Cranberry Township PA, US
Thomas E. Kunz - Pittsburgh PA, US
Rodney H. Monson - Waukegan IL, US
Hyun J. Ko - Evanston IL, US
Michael A. Chapman - Chicago IL, US
Mark A. Jones - Evanston IL, US

Assignee:

The PNC Financial Services Group, Inc. - Pittsburgh PA

International Classification:

G06Q 40/00

US Classification:

705 38, 705 35

Abstract:

A computer-assisted method for alerting a user of a potential negative balance condition in a financial account. The method includes estimating a future account balance of the financial account and determining whether the future account balance will be a negative value. The method also includes generating for display, in a graphical format, an alert to the user that signifies when the future account balance is the negative value.

US Patent:

20080258049, Oct 23, 2008

Filed:

Apr 18, 2007

Appl. No.:

11/787876

Inventors:

Alexander M. Kuzmich - Atlanta GA, US
Dzmitry N. Matsukevich - Atlanta GA, US
Thierry Chaneliere - Atlanta GA, US
Stewart D. Jenkins - Dacula GA, US
ThomasAlbert Brian Kennedy - Smyrna GA, US
Michael S. Chapman - Dunwoody GA, US

International Classification:

G02F 1/01

US Classification:

2502141

Abstract:

Via atomic cascade emission, an entangled pair of photons may be generated. A first one of the entangled pair may be ideal for long-distance communication. The other one may be suited for mapping to a long-lived atomic memory. Also, a deterministic single photon may be produced using a feedback system. If the feedback system indicates that an excitation exists in an atomic ensemble, then the atomic ensemble may be hit with a laser to produce the deterministic single photon. Furthermore, gas in the atomic ensemble may be subdivided into independent elements each of which may function as a memory element itself. In addition, dual species matter qubits may be entangled with light. A volume in an atomic ensemble may comprise a first isotope vapor storing a first state of a qubit. The volume may also comprise a second isotope vapor configured to store a second state of the qubit.

US Patent:

20090204538, Aug 13, 2009

Filed:

Feb 6, 2009

Appl. No.:

12/366711

Inventors:

Michael Scott Ley - Moon Township PA, US
Christine Johns - Allison Park PA, US
Christopher Michael Bajgier - Allison Park PA, US
David Wisely Vondle - Chicago IL, US
Dario Francesco Buzzini - Milano, IT
Michael Aaron Chapman - Chicago IL, US
Mark Alexander Jones - Evanston IL, US
Rodney Hal Monson - Waukegan IL, US

Assignee:

The PNC Financial Services Group, Inc. - Pittsburgh PA

International Classification:

G06Q 40/00
G06F 3/048
G06Q 20/00

US Classification:

705 40, 715833, 705 39

Abstract:

A graphical user interface including a controller for redistributing funds between a first account and a second account. The controller includes a slidable element positionable over a fixed background element to define a first segment and a second segment of the background element. A length of the first segment is representative of a balance of the first account, and a length of the second segment is representative of a balance of the second account.

US Patent:

43974384, Aug 9, 1983

Filed:

Jan 19, 1981

Appl. No.:

6/226303

Inventors:

Michael C. Chapman - Rolling Meadows IL

Assignee:

Illinois Tool Works Inc. - Chicago IL

International Classification:

F24H 906

US Classification:

248229

Abstract:

A clip type fastener for attachment to a mounting or supporting element, as the handle of a toolbox or toolbox drawer, for wedgingly receiving an article, as a key for the toolbox lock, in accessible position to insert or remove the same relative to a mounting recess in the fastener body portion from which spaced legs extend in directions for selectively and resiliently gripping mounting or support elements, as handles, of different cross-sectional configurations; outer legs being adapted for snap engagement and mounting on the web portion of a formed angle or beam type, as a T-angle, mounting element or handle with an intermediate leg acting as a strut against the web portion for properly positioning the fastener thereon; and with an outer leg and an intermediate leg adapted for snap engagement and mounting on a handle or other supporting element of generally uniform cross-section, as an extruded aluminum element, for properly positioning the fastener thereon.