Michael J Grady

Address:

3255 Berkley Pointe Dr, Columbus, OH 43230

VIN:

4T1BK36B27U222986

Make:

TOYOTA

Model:

AVALON

Year:

2007

US Patent:

58730664, Feb 16, 1999

Filed:

Feb 10, 1997

Appl. No.:

8/796465

Inventors:

Robert B. Underwood - Vorhees NJ
William F. Wall - Roswell GA
John R. Platt - St. Charles IL
Patricia A. Bens - Wayne PA
Richard Dely - La Crescenta CA
Michael Grady - Bryn Mawr PA
Jerry Flynn - North Wales PA

Assignee:

Insurance Company of North America - Philadelphia PA

International Classification:

G06F 1760
G06F15700

US Classification:

705 4

Abstract:

A computer-implemented system for managing the underwriting, quoting and binding by an insurance company of an excess casualty insurance policy for an insured having a primary insurance policy with a primary insurance limit amount. The system selects and stores at least one standard industrial classification code ("SIC code") associated with the insured and a primary carrier name or multiple carriers associated with the primary insurance policy. A plurality of SIC code records corresponding to a plurality of SIC codes are stored in a database. Each of the SIC code records are linked to underwriting guidelines established and filed by the insurance carrier. These criteria include guidelines related to minimum premiums, hazard rating, underwriting authority, and referral criteria. Primary insurance carrier public bureau rating records are also stored in the database. Each of the primary insurance carrier public bureau rating records includes a field for storing a rating code representing a financial stability rating associated with a primary insurance carrier.