Michael P Newman

US Patent:

20130124231, May 16, 2013

Filed:

Oct 31, 2012

Appl. No.:

13/665447

Inventors:

Michael J. Newman - Minneapolis MN, US

Assignee:

Ameriprise Financial, Inc - Minneapolis MN

International Classification:

G06Q 40/08

US Classification:

705 4

Abstract:

An automated funds management system and in particular a system and a method to at least ensure the payment of guaranteed minimum income benefit (“GMIB”) based on the automated sector based allocation of funds in a variable annuity. A contract holder's profile data is evaluated and a profile score is computed based on the evaluated profile data. The GMIB payment stream value is computed based on the available profile data and the assigned profile score. An appropriate asset class percentage allocation of contract holder funds is recommended based on the assigned profile score and the computed GMIB payment stream value. Appropriate subaccounts are identified based on the defined asset class percentage allocation of contract holder funds, GMIB payment stream value, and/or profile score. The changes in the value of at least one market index are captured and based on a pre-determined change in the value of at least one market index, at least a portion of the invested contract holder funds are reallocated into relatively better performing market sector based subaccounts.

US Patent:

20210130535, May 6, 2021

Filed:

Jun 26, 2018

Appl. No.:

16/492298

Inventors:

- St. Paul MN, US
Michael S. Newman - Woodbury MN, US

International Classification:

C08G 59/32
C08G 59/50

Abstract:

Provided are curable compositions including a base part comprising an amine-reactive curable resin and a curative part comprising a polymeric toughener dissolved in an amine. The polymeric toughener, optionally a rubbery polymer or thermoplastic polymer, is solid at ambient conditions with a weight average molecular weight of at least 5,000 g/mol while the amine is a liquid at ambient conditions. The curable composition is cured by mixing the base and curative parts with each other. Hardened compositions obtained thereof can achieve increased toughener loading, resulting in high peel and shear strength performance over a wide range of temperatures, including at temperatures exceeding 180 F. (82 C.).

US Patent:

20200040196, Feb 6, 2020

Filed:

Mar 22, 2018

Appl. No.:

16/476341

Inventors:

- St. Paul MN, US
Jung-Sheng Wu - Woodbury MN, US
Michael S. Newman - Woodbury MN, US

International Classification:

C09D 5/00
C09D 5/08
C09D 7/20
C09D 7/61
C09D 163/00

Abstract:

Provided are aqueous primer compositions and methods that can be useful for protecting primary structures on an aircraft. The primer composition can contain a thermosetting resin dispersion in water, a coalescent solvent in which the thermosetting resin is at least partially soluble, a first curative that is substantially water-insoluble, and a second curative that is substantially water-soluble. Optionally, the primer composition further contains an epoxy silane, where the primer composition is substantially free of any liquid or water-soluble curatives containing a primary or secondary amine group.