Michael J Pepe

US Patent:

20210027563, Jan 28, 2021

Filed:

Oct 2, 2020

Appl. No.:

17/061738

Inventors:

- Charlotte NC, US
Michael J. Pepe - Wilmington DE, US
Jeanne M. Moulton - Concord NC, US
Kerry Kurt Simpkins - Fort Mill SC, US
Jasher David Fowles - Davidson NC, US
John B. Hall - Charlotte NC, US

International Classification:

G07D 7/00
G06K 9/00
G06K 9/03

Abstract:

Systems for item validation and image evaluation are provided. In some examples, a system may receive an instrument and associated data. The instrument may be received and at least one of a bill pay profile and a user profile may be retrieved. The bill pay profile and user profile may each include a plurality of previously processed instruments that have been determined to be valid and/or authentic. The instrument may be compared to the plurality of previously processed instruments to determine whether one or more elements of the instrument being evaluated match one or more corresponding elements of the plurality of previously processed instruments. Matching or non-matching elements may be identified. In some examples, one or more user interfaces may be generated displaying the instruments and including any highlighting or enhancements identifying matching or non-matching elements.

US Patent:

20200184759, Jun 11, 2020

Filed:

Dec 6, 2018

Appl. No.:

16/211963

Inventors:

- Charlotte NC, US
Michael Joseph Pepe - Wilmington DE, US
Jeanne M. Moulton - Concord NC, US
Kerry Kurt Simpkins - Fort Mill SC, US
Jasher David Fowles - Davidson NC, US
John B. Hall - Charlotte NC, US

International Classification:

G07D 7/00
G06K 9/00
G06K 9/03

Abstract:

Systems for item validation and image evaluation are provided. In some examples, a system may receive an instrument and associated data. The instrument may be received and at least one of a bill pay profile and a user profile may be retrieved. The bill pay profile and user profile may each include a plurality of previously processed instruments that have been determined to be valid and/or authentic. The instrument may be compared to the plurality of previously processed instruments to determine whether one or more elements of the instrument being evaluated match one or more corresponding elements of the plurality of previously processed instruments. Matching or non-matching elements may be identified. In some examples, one or more user interfaces may be generated displaying the instruments and including any highlighting or enhancements identifying matching or non-matching elements.