Michelle T Fisher

US Patent:

8190087, May 29, 2012

Filed:

Oct 31, 2007

Appl. No.:

11/933367

Inventors:

Michelle Fisher - Oakland CA, US
Rathin Guha - Alameda CA, US

Assignee:

Blaze Mobile, Inc. - Berkeley CA

International Classification:

G06K 5/00

US Classification:

455 412, 4555561, 455566, 235380, 705 64

Abstract:

A method for scheduling a banking transaction using a mobile communication device. The method includes creating a task on the mobile communication device to perform a banking transaction while the mobile communication device has no network connectivity, the mobile communication device actively monitoring for an available network to access. In response to identifying an available network to access, the mobile communication device automatically connects to the available network and uploads the task to a server to complete the banking transaction.

US Patent:

8275312, Sep 25, 2012

Filed:

Oct 31, 2007

Appl. No.:

11/933321

Inventors:

Michelle Fisher - Oakland CA, US

Assignee:

Blaze Mobile, Inc. - Berkeley CA

International Classification:

G06K 5/00

US Classification:

455 412, 455 411, 4555521, 4555561, 235380, 340 54, 340 541, 705 41, 705 64

Abstract:

A method for configuring a mobile communication device to perform transactions using a second communication channel that is different from a first communication channel through which the mobile communication device sends voice data. The method includes attaching a secure element to the mobile communication device. The secure element includes a memory storing an application, a processor configured to execute the application stored in the memory; and a wireless transceiver configured to send transaction data associated with the executed application through the second communication channel to a terminal that is remote from the mobile communication device.

US Patent:

8290433, Oct 16, 2012

Filed:

Nov 14, 2007

Appl. No.:

11/939821

Inventors:

Michelle Fisher - Oakland CA, US
Rathin Guha - Alameda CA, US

Assignee:

Blaze Mobile, Inc. - Berkeley CA

International Classification:

H04B 5/00
H04M 1/66
H04M 1/68
H04M 3/16
G06Q 20/00
G06Q 40/00
H04M 7/00

US Classification:

455 411, 455 412, 455411, 455418, 455420, 705 16, 705 17, 705 39, 705 40

Abstract:

A method for transmitting data between a mobile communication device and a server. The method includes running a mobile application on the mobile communication device. The mobile application is hosted on the mobile communication device through the server as a Software as a Service (SaaS). The method further includes transmitting data associated with the mobile application between the mobile communication device and the server, in which transmission of the data between the mobile communication device and the server is monitored through the server.

US Patent:

8332272, Dec 11, 2012

Filed:

Dec 27, 2011

Appl. No.:

13/338203

Inventors:

Michelle Fisher - Oakland CA, US

Assignee:

Blaze Mobile, Inc. - Berkeley CA

International Classification:

G06Q 20/00
G06Q 40/00
H04M 11/00
H04B 1/38

US Classification:

705 16, 705 41, 705 40, 705 1426, 705 67, 455 412, 455466, 455558, 455406, 455410

Abstract:

The invention describes how a consumer can hold their NFC enabled device in proximity to an NFC enabled point-of-sale terminal and with a single “wave” or “tap” to automatically redeem coupons, pay for a purchase using a default payment card or a selected card, view receipts view reward point balances, and receive relevant coupons and other digital artifacts both before and after the purchase. The NFC enabled device includes a secure element with a payment application, payment credentials, and other digital artifacts such as coupons. The secure element can be internal to the mobile device, externally affixed to the mobile device, or inserted into a slot within the body of the mobile device.

US Patent:

8352323, Jan 8, 2013

Filed:

Nov 30, 2007

Appl. No.:

11/948903

Inventors:

Michelle Fisher - Oakland CA, US

Assignee:

Blaze Mobile, Inc. - Berkeley CA

International Classification:

G06Q 20/00
G06Q 40/00
H04M 11/00
H04B 1/38

US Classification:

705 16, 705 41, 705 40, 705 1426, 705 67, 455 412, 455466, 455558, 455406, 455410

Abstract:

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

US Patent:

8559987, Oct 15, 2013

Filed:

Nov 17, 2010

Appl. No.:

12/948717

Inventors:

Michelle Fisher - Oakland CA, US

Assignee:

Blaze Mobile, Inc. - Berkeley CA

International Classification:

G06K 5/00

US Classification:

455466, 455 411, 455 412, 4555561, 235380, 340 54, 340 541, 705 41, 705 64

Abstract:

In some embodiments, a system includes a mobile communication device and a secure element physically coupled to the mobile communication device. The mobile communication device includes a first wireless transceiver, first processor, and first memory. The secure element includes a second wireless transceiver, second processor, and second memory. The mobile communication device is configured to transmit data via the first wireless transceiver to the secure element in packets, using a packet protocol. The secure element is configured to transmit data via the second wireless transceiver to the mobile communication device in messages, using a messaging protocol distinct from the packet protocol.

US Patent:

8583494, Nov 12, 2013

Filed:

Dec 7, 2012

Appl. No.:

13/708043

Inventors:

Michelle Fisher - Oakland CA, US

Assignee:

Blaze Mobile, Inc. - Berkeley CA

International Classification:

G06Q 20/00
G07B 17/00
G07F 19/00
G06Q 40/00
G06Q 20/20
H04N 21/81

US Classification:

705 16, 705 141, 705 1417, 705 18, 705 261, 705 30, 705 40, 705 41, 705 44, 725 23, 725 34, 725 35

Abstract:

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

US Patent:

8589237, Nov 19, 2013

Filed:

Dec 7, 2012

Appl. No.:

13/708005

Inventors:

Michelle Fisher - Oakland CA, US

Assignee:

Blaze Mobile, Inc. - Berkeley CA

International Classification:

G06Q 20/00
G07B 17/00
G07F 19/00
G06Q 40/00
G06Q 20/20
H04N 21/81

US Classification:

705 16, 705 18, 705 30, 705 40, 705 41, 705 141, 705 1417, 705 261, 705 44, 725 23, 725 34, 725 35

Abstract:

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.