Mohammad Asad Ahmed

US Patent:

20220180365, Jun 9, 2022

Filed:

Feb 18, 2022

Appl. No.:

17/675262

Inventors:

- Atlanta GA, US
Mohammad Fraz Ahmed - Sugarland TX, US
Michael Winbun - Houston TX, US
Tammy Marks - Arlington TX, US
Brad Nolan - Granville OH, US
Paul Gardiner - Plano TX, US
Michael Hafer - Highlands Ranch CO, US
Chris Cochran - Highlands Ranch CO, US

International Classification:

G06Q 20/40
G06Q 20/10
G06Q 20/20

Abstract:

A system and method for routing ATM transactions. A transaction request is received at an external application programming interface (API) associated with an account holder. The external API runs on a first processor. The transaction request is validated and authorized at the external API. Information about the transaction is forwarded from the external API to an internal API associated with an automated teller machine (ATM). The internal API runs on a second processor. A unique identifier is generated for the transaction request and provided to a user. The unique identifier is received from the user at the ATM without the user presenting any card and without connecting a mobile device of the user to the ATM. The unique identifier is provided from the ATM to the internal API to confirm a validity of the transaction. The transaction is implemented at the ATM by either dispensing cash or accepting a deposit.

US Patent:

20210264411, Aug 26, 2021

Filed:

Feb 24, 2021

Appl. No.:

17/184029

Inventors:

- Houston TX, US
Mohammad Fraz Ahmed - Houston TX, US
Michael Winbun - Houston TX, US
Tammy Marks - Houston TX, US
Brad Nolan - Houston TX, US
Paul Gardiner - Houston TX, US

International Classification:

G06Q 20/36
G06Q 20/10
G06Q 20/38

Abstract:

Systems and methods are provided for depositing cash into ATMs for crediting an online merchant account. In one embodiment, a method is provided that includes receiving an account identifier requested by a user at an automated teller machine (ATM). The account identifier is associated with an account with a merchant. The method may further include routing the account identifier to an application programming interface affiliated with the ATM to confirm a validity of the account identifier. In certain implementations, the method may further include implementing the transaction by accepting a deposit from the user. A settlement account is updated to reflect the deposit.

US Patent:

20200327515, Oct 15, 2020

Filed:

Apr 9, 2020

Appl. No.:

16/844477

Inventors:

- Houston TX, US
Mohammad Fraz Ahmed - Houston TX, US
Michael Winbun - Houston TX, US
Tammy Marks - Houston TX, US
Brad Nolan - Houston TX, US
Paul Gardiner - Houston TX, US

International Classification:

G06Q 20/10
G06F 9/54
G06Q 40/02
G06Q 20/40
G06Q 20/42
G06Q 20/32
G06Q 20/36

Abstract:

Systems and methods are provided for routing transactions from ATMs. In one embodiment, a method is provided that includes receiving a unique identifier that corresponds to a transaction requested by a user. In certain implementations, the unique identifier may be presented to the user by a third party separate from a provider of the ATM. The method may further include routing the unique identifier to an application programming interface affiliated with a provider of the ATM to confirm the transaction's validity. In certain implementations, the method may further comprise implementing the transaction and updating a settlement account to reflect the transaction.

Address:

15307 Garett Grn Cir, Houston, TX 77095

Phone:

(281)8618516

VIN:

4T1BE46K77U512881

Make:

TOYOTA

Model:

CAMRY

Year:

2007