Pamela Y Sims

US Patent:

7340431, Mar 4, 2008

Filed:

Dec 30, 2002

Appl. No.:

10/330212

Inventors:

Douglas Alexander John McManus - Bethesda MD, US
Asim Husain - Fairfax VA, US
Pamela Williams Sims - Arlington VA, US
Robert LaVerne Parson - Ashburn VA, US
Limin Fu - Bethesda MD, US

Assignee:

Federal Home Loan Mortgage Corporation (Freddie Mac) - McLean VA

International Classification:

G06Q 40/00

US Classification:

705 37, 705 36 R, 705 35, 705 15

Abstract:

Systems and methods are provided for analyzing a set of assets. Generally, a distribution is computed for a characteristic of assets, setting a range in a tail of the distribution and partitioning the range into at least one partition. Subsequently, a multiplier is assigned to each partition, wherein the multiplier represents how the characteristics affect the risk associated with an asset. These multipliers can be used in a risk analysis.

US Patent:

7451095, Nov 11, 2008

Filed:

Oct 30, 2002

Appl. No.:

10/283339

Inventors:

Michael G. Bradley - Potomac MD, US
J. Douglas Gordon - Arlington VA, US
Pamela W. Sims - Arlington VA, US

Assignee:

Freddie Mac - McLean VA

International Classification:

G06Q 10/00
G06Q 40/00

US Classification:

705 1, 705 38

Abstract:

Systems and methods consistent with the present invention provide a score indicating that a stated income is likely to be faulty. In one embodiment, a method includes receiving information representative of the stated income and determining the score based on the received information and a model, such that the score indicates a likelihood that the stated income is faulty.

US Patent:

7797166, Sep 14, 2010

Filed:

Oct 30, 2002

Appl. No.:

10/283338

Inventors:

Michael G. Bradley - Potomac MD, US
J. Douglas Gordon - Arlington VA, US
Pamela W. Sims - Arlington VA, US

Assignee:

Federal Home Loan Mortgage Corporation (Freddie Mac) - McLean VA

International Classification:

G06Q 10/00

US Classification:

705 11, 705 35

Abstract:

Systems and methods consistent with the present invention generate a model for providing one or more scores indicating a likelihood that a stated income is faulty. In one embodiment, the method includes, for example, receiving information representative of at least one borrower; receiving a first income value for the at least one borrower; and receiving a second value for the at least one borrower, such that the second income value verifies the first income value. Moreover, the method includes determining one or more parameters for the model based on the received information, the received first income value, and the received second income value, such that the one or more parameters enable the model to provide the one or more scores.

US Patent:

7835919, Nov 16, 2010

Filed:

Mar 12, 2002

Appl. No.:

10/094806

Inventors:

Michael G. Bradley - Potomac MD, US
J. Douglas Gordon - Arlington VA, US
Pamela W. Sims - Arlington VA, US
Douglas A. McManus - Bethesda MD, US
Morgan C. Snyder - Clifton VA, US

Assignee:

Freddie Mac - McLean VA

International Classification:

G06Q 10/00
G06Q 40/00

US Classification:

705 11, 705 35

Abstract:

Systems and methods are provided for providing an indication that an appraisal value for a property is likely to be faulty using a model. In one embodiment, a method includes receiving information representative of at least one of a borrower, a property, or one or more demographics; receiving the appraisal value of the property; and determining a score based on the received information, received appraisal, and the model, such that the score provides the indication of the likelihood that the appraisal value for the property is faulty.

US Patent:

8010377, Aug 30, 2011

Filed:

Oct 29, 2007

Appl. No.:

11/976886

Inventors:

Michael G. Bradley - Potomac MD, US
J. Douglas Gordon - Arlington VA, US
Pamela W. Sims - Arlington VA, US
Douglas A. McManus - Bethesda MD, US
Morgan C. Snyder - Clifton VA, US

Assignee:

Federal Home Loan Mortgage Corporation (Freddie Mac) - McLean VA

International Classification:

G06Q 10/00

US Classification:

705 11, 705 35, 705306

Abstract:

Systems and methods are provided for generating a model for providing one or more scores indicating a likelihood that an appraisal value is faulty. In one embodiment, a method includes receiving information representative of at least one of a borrower, a property, or one or more demographics; receiving a first appraisal value of the property; receiving a second appraisal value of the property, such that the second appraisal verifies the first appraisal; and determining one or more parameters for the model based on the received information, the received first appraisal value, and the received second appraisal value, such that the one or more parameters enable the model to provide the one or more scores.

US Patent:

8401868, Mar 19, 2013

Filed:

May 11, 2010

Appl. No.:

12/777763

Inventors:

Michael G. Bradley - Potomac MD, US
J. Douglas Gordon - Arlington VA, US
Pamela W. Sims - Arlington VA, US

Assignee:

Freddie Mac - McLean VA

International Classification:

G06Q 10/00
G06Q 40/00

US Classification:

705 11, 705 35

Abstract:

Systems and methods consistent with the present invention generate a model for providing one or more scores indicating a likelihood that a stated income is faulty. In one embodiment, the method includes, for example, receiving information representative of at least one borrower; receiving a first income value for the at least one borrower; and receiving a second value for the at least one borrower, such that the second income value verifies the first income value. Moreover, the method includes determining one or more parameters for the model based on the received information, the received first income value, and the received second income value, such that the one or more parameters enable the model to provide the one or more scores.

US Patent:

7289965, Oct 30, 2007

Filed:

Mar 12, 2002

Appl. No.:

10/095006

Inventors:

Michael G. Bradley - Potomac MD, US
J. Douglas Gordon - Arlington VA, US
Pamela W. Sims - Arlington VA, US
Douglas A. McManus - Bethesda MD, US
Morgan C. Snyder - Clifton VA, US

Assignee:

Freddie Mac - McLean VA

International Classification:

G06Q 99/00

US Classification:

705 1, 705 35

Abstract:

Systems and methods are provided for generating a model for providing one or more scores indicating a likelihood that an appraisal value is faulty. In one embodiment, a method includes receiving information representative of at least one of a borrower, a property, or one or more demographics; receiving a first appraisal value of the property; receiving a second appraisal value of the property, such that the second appraisal verifies the first appraisal; and determining one or more parameters for the model based on the received information, the received first appraisal value, and the received second appraisal value, such that the one or more parameters enable the model to provide the one or more scores.

US Patent:

20220377498, Nov 24, 2022

Filed:

Oct 21, 2020

Appl. No.:

17/769981

Inventors:

Pamela Jacques Sims - Peachtree City GA, US

International Classification:

H04W 4/024
H04W 4/021
H04W 64/00

Abstract:

A system and method are provided to inform travelers of nearby pet relief areas. At least one remote server manages at least one user account. The user account is associated with a corresponding PC device. The remote server includes a plurality of terminal profiles, and each terminal profile includes a plurality of nearby service animal relief area (SARA) locations. The remote server retrieves travel information for the user account and compares the travel information with the plurality of terminal profiles. After comparing the travel information with the plurality of terminal profiles, the remote server identifies at least one closest departure SARA location and at least one closest arrival SARA location for the user account. The closest departure SARA location and one closest arrival SARA location can then be displayed to the user through the corresponding PC device.