Peter A Freund

US Patent:

7606756, Oct 20, 2009

Filed:

Jun 3, 2003

Appl. No.:

10/452573

Inventors:

Peter C. Freund - New York NY, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 36R, 705 35, 705 36 T, 707 3, 707202, 283 57, 283 58, 283 59

Abstract:

The present invention relates to synthetic funds for purchase by investors. A structured note is structured to provide customized equity returns/exposure. Terms of each structured note may be specified by the purchaser and the structured notes may be unsecured liabilities of the obligor, e. g. , there are no underlying assets upon which the structure note is based. Thus, there will be no limits on the use of structured note proceeds and management of assets and liabilities will be left entirely to the obligor's discretion. Structured note payment obligations may be related to the performance of an objective valuation, but structured note holders will depend on the good credit of the obligor for payment.

US Patent:

7610231, Oct 27, 2009

Filed:

Nov 1, 2005

Appl. No.:

11/262831

Inventors:

Peter C. Freund - New York NY, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 36R, 705 35, 705 36 T, 707 3, 707202, 283 57, 283 58, 283 59

Abstract:

The present invention relates to synthetic funds for purchase by investors. A structured note is structured to provide customized equity returns/exposure. Terms of each structured note may be specified by the purchaser and the structured notes may be unsecured liabilities of the obligor, e. g. , there are no underlying assets upon which the structure note is based. Thus, there will be no limits on the use of structured note proceeds and management of assets and liabilities will be left entirely to the obligor's discretion. Structured note payment obligations may be related to the performance of an objective valuation, but structured note holders will depend on the good credit of the obligor for payment.

US Patent:

8036973, Oct 11, 2011

Filed:

Sep 4, 2009

Appl. No.:

12/554139

Inventors:

Peter C. Freund - New York NY, US

Assignee:

JPMorgan Chase Bank N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 36R, 705 35

Abstract:

The present invention relates to synthetic funds for purchase by investors. A structured note is structured to provide customized equity returns/exposure. Terms of each structured note may be specified by the purchaser and the structured notes may be unsecured liabilities of the obligor, e. g. , there are no underlying assets upon which the structure note is based. Thus, there will be no limits on the use of structured note proceeds and management of assets and liabilities will be left entirely to the obligor's discretion. Structured note payment obligations may be related to the performance of an objective valuation, but structured note holders will depend on the good credit of the obligor for payment.

US Patent:

8285625, Oct 9, 2012

Filed:

Aug 18, 2011

Appl. No.:

13/212277

Inventors:

Peter C. Freund - New York NY, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 36R, 705 35

Abstract:

The present invention relates to synthetic funds for purchase by investors. A structured note is structured to provide customized equity returns/exposure. Terms of each structured note may be specified by the purchaser and the structured notes may be unsecured liabilities of the obligor, e. g. , there are no underlying assets upon which the structure note is based. Thus, there will be no limits on the use of structured note proceeds and management of assets and liabilities will be left entirely to the obligor's discretion. Structured note payment obligations may be related to the performance of an objective valuation, but structured note holders will depend on the good credit of the obligor for payment.

US Patent:

8364967, Jan 29, 2013

Filed:

Mar 23, 2009

Appl. No.:

12/382721

Inventors:

Frank W. Sudia - New York NY, US
Peter C. Freund - New York NY, US
Stuart T. F. Huang - Washington DC, US

Assignee:

CQRCert, LLC - New York NY

International Classification:

H04L 9/00

US Classification:

713180, 713155, 380277

Abstract:

A multi-step signing system and method uses multiple signing devices to affix a single signature which can be verified using a single public verification key. Each signing device possesses a share of the signature key and affixes a partial signature in response to authorization from a plurality of authorizing agents. In a serial embodiment, after a first partial signature has been affixed, a second signing device exponentiates the first partial signature. In a parallel embodiment, each signing device affixes a partial signature, and the plurality of partial signatures are multiplied together to form the final signature. Security of the system is enhanced by distributing capability to affix signatures among a plurality of signing devices and by distributing authority us affix a partial signature among a plurality of authorizing agents.

US Patent:

8560425, Oct 15, 2013

Filed:

Dec 10, 2002

Appl. No.:

10/315242

Inventors:

Peter C. Freund - New York NY, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 37, 705 36 R

Abstract:

The invention provides a method and system for providing liquidity to an alternative investment fund, such as to address the problem of illiquidity for investors in primary funds such as alternative investment funds. The transaction system includes investors in an alternative investment fund, a manager of the fund, and a structure that provides liquidity to investors who are otherwise saddled with illiquid ownership interests in the fund. The structure provides a fund investor with an option to designate some of the investor's interest in the fund to the structure, which will provide a preferred cash flow to the structure and which will provide immediate funds to the investor. In one aspect of the invention, the liquidity-providing structure is implemented using a trust to which the investor assigns his interest. The goal of the invention is to provide liquidity to investors of otherwise illiquid assets.

US Patent:

8630947, Jan 14, 2014

Filed:

Apr 1, 2004

Appl. No.:

10/814626

Inventors:

Peter C. Freund - New York NY, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 40

Abstract:

An embodiment of the present invention relates to capturing payer information and biller information for generating menu delivered to a customer to activate the billers for electronic payment and/or electronic presentment by selecting one or more billers. A method for facilitating electronic payment related services to at least one payer entity for making payments to at least one biller may comprise the steps of collecting payer information associated with the at least one payer entity; collecting billing information associated with the at least one payer entity; identifying one or more billers associated with the at least one payer entity from the payer information and the billing information, where the at least one payer entity has a relationship with each of the one or more billers; generating a menu for the at least one payer entity to select one or more billers for activating one or more electronic payment related services; and activating the one or more electronic payment related services in response to the at least one payer entity's selection of the one or more billers.

US Patent:

20020013898, Jan 31, 2002

Filed:

Mar 26, 2001

Appl. No.:

09/816684

Inventors:

Frank Sudia - New York NY, US
Peter Freund - New York NY, US
Stuart Huang - Washington DC, US

International Classification:

H04L009/00

US Classification:

713/155000, 380/278000

Abstract:

A multi-step signing system and method uses multiple signing devices to affix a single signature which can be verified using a single public verification key. Each signing device posesses a share of the signature key and affixes a partial signature in response to authorization from a plurality of authorizing agents. In a serial embodiment, after a first partial signature has been affixed, a second signing device exponentiates the first partial signature. In a parallel embodiment, each signing device affixes a partial signature, and the plurality of partial signatures are multiplied together to form the final signature. Security of the system is enhanced by distributing capability to affix signatures among a plurality of signing devices and by distributing authority us affix a partial signature among a plurality of authorizing agents.