Richard J Mcghee

US Patent:

8046298, Oct 25, 2011

Filed:

Dec 15, 2003

Appl. No.:

10/736478

Inventors:

David N. Voth - Oakton VA, US
Richard N. Plotnick - Fairfax VA, US
Peter G. Kopperman - Bethesda MD, US
Caroline R. Herron - Washington DC, US
John A. Derwin - Washington DC, US
Sheilah A. Goodman - Kearneysville WV, US
Michelle Y. Watson - Arlington VA, US
Laura L. McDonald - Arlington VA, US
Elizabeth H. Schamber - Heathsville VA, US
Richard J. McGhee - Reston VA, US

Assignee:

Fannie Mae - Washington DC

International Classification:

G06Q 40/00

US Classification:

705 38, 705 35

Abstract:

A computerized mortgage loan data processing system comprises a loan cost analysis engine which compares data pertaining to loan pricing for a mortgage loan with loan pricing standards to evaluate whether the loan pricing is in compliance with the loan pricing standards. An interface is configured to provide an indication regarding whether the loan pricing is in compliance with the loan pricing standards prior to closing of the loan or prior to sale of the mortgage loan in the secondary mortgage market. The indication may be provided to a mortgage loan advisor or to a secondary mortgage market purchaser.

US Patent:

20180179094, Jun 28, 2018

Filed:

Dec 23, 2016

Appl. No.:

15/389668

Inventors:

Richard McGhee - Oxon Hill MD, US

International Classification:

C02F 9/00
A61K 33/00
C01B 15/00

Abstract:

Life structured water is produced by a proprietary process applied by the Hydrogenesis Machine developed by Clinard Wendell Hinson in 2007. The process directly replicates the natural hydrological cycle and includes a replica of the vadose zone, a riverine environment and the trapped atmosphere above an active watercourse replete with the subtle energies of nature which impact the structure and remediate the contamination of tap water using the living energies of nature to remove the chemicals and pathogens rendering pure water hexamers comprised of nothing but hydrogen and oxygen which is uniquely capable of being inducted into the cells which reject low density aqueous solutions of water and so much as a single ion of an chemical and thereby achieves homeodilution, the restoration of vital cellular water.The apparatus used to make life structured water is the only one of its kind in existence.INORGANIC CHEMICALSParameter MCL (mg/L) MDL (mg/L) Result (mg/L)Color (units in PCU) 15.00