Richard J Perkins

US Patent:

20110258122, Oct 20, 2011

Filed:

Apr 14, 2011

Appl. No.:

13/087271

Inventors:

Daniel Jeffrey Shader - Palo Alto CA, US
John Paul Minor - Brick NJ, US
Richard Scott Perkins - Meridian ID, US
Marc-André Lamarche - Lorraine, CA
Jean-Sébastien Boulanger - Boucherville, CA

International Classification:

G06Q 20/00

US Classification:

705 67

Abstract:

Disclosed herein are systems and method for facilitating transactions between a merchant-partner and a customer. In general, the systems and methods include: (a) staging a transaction between the merchant-partner and the customer; (b) tokenizing the transaction by linking one or more transaction instructions to a token ID; (c) providing the customer with the token ID, wherein the customer can then present the token ID and a payment to a point-of-sale terminal; (d) receiving confirmation that the customer has presented, to a point-of-sale terminal, the token ID and a payment in accordance with the one or more transaction instructions; (e) notifying the merchant-partner that the customer provided the payment to the point-of-sale terminal; and (f) settling the transaction between the point-of-sale terminal and the merchant-partner.

US Patent:

20120066081, Mar 15, 2012

Filed:

Nov 16, 2011

Appl. No.:

13/298179

Inventors:

Daniel Jeffrey Shader - Palo Alto CA, US
John Paul Minor - Brick NJ, US
Richard Scott Perkins - Meridian ID, US
Marc-André Lamarche - Lorraine, CA
Jean-Sébastien Boulanger - Boucherville, CA

International Classification:

G06Q 20/40

US Classification:

705 18

Abstract:

Disclosed herein are systems and method for facilitating transactions between a merchant-partner and a customer. In general, the systems and methods include: (a) staging a transaction between the merchant-partner and the customer; (b) tokenizing the transaction by linking one or more transaction instructions to a token ID; (c) providing the customer with the token ID, wherein the customer can then present the token ID and a payment to a point-of-sale terminal; (d) receiving confirmation that the customer has presented, to a point-of-sale terminal, the token ID and a payment in accordance with the one or more transaction instructions; (e) notifying the merchant-partner that the customer provided the payment to the point-of-sale terminal; and (f) settling the transaction between the point-of-sale terminal and the merchant-partner.

US Patent:

20130006785, Jan 3, 2013

Filed:

Jul 1, 2011

Appl. No.:

13/175657

Inventors:

Richard Scott Perkins - Meridian ID, US
Barry Donald McKeon - Felton CA, US
John Paul Minor - Brick NJ, US
Kurt Thams - Santa Cruz CA, US

International Classification:

G06Q 20/00

US Classification:

705 18, 705 21

Abstract:

Disclosed herein are systems and method for facilitating transactions between a merchant-partner and an end-user (e.g., a customer of the merchant-partner). More specifically, presented herein are systems and methods for settling a transaction between a point-of-sale terminal and a merchant-partner, wherein the point-of-sale terminal receives presentment of a payment for the merchant-partner from an end-user.

US Patent:

20130041729, Feb 14, 2013

Filed:

Aug 12, 2011

Appl. No.:

13/209291

Inventors:

Daniel Jeffrey Shader - Palo Alto CA, US
Kurt Thams - Santa Cruz CA, US
Richard Scott Perkins - Meridian ID, US
John Paul Minor - Brick NJ, US

International Classification:

G06Q 30/02

US Classification:

705 144

Abstract:

Disclosed herein are systems and methods for facilitating retail promotions. The systems and methods disclosed generally include: (a) defining terms of a retail promotion; (b) identifying whether a consumer has acted in accordance with the terms of the retail promotion; and (c) authorizing a tender presented by the consumer, based on whether the consumer has acted in accordance with the terms of the retail promotion. The disclosed systems and methods have wide ranging applicability, including (non-exclusively): (1) allowing a brand company to initiate localized promotions at a point-of-sale retailer; (2) allowing a point-of-sale retailer to initiate localized promotions; and/or (3) allowing a point-of-sale retailer to build a customer database and build customer loyalty, without having to make significant changes to their point-of-sale terminal infrastructure.

US Patent:

20130041741, Feb 14, 2013

Filed:

Oct 6, 2011

Appl. No.:

13/267642

Inventors:

Daniel Jeffrey Shader - Palo Alto CA, US
Kurt Thams - Santa Cruz CA, US
Richard Scott Perkins - Meridian ID, US
John Paul Minor - Brick NJ, US

International Classification:

G06Q 30/00

US Classification:

705 1436, 705 21

Abstract:

Disclosed herein are systems and methods for facilitating retail promotions. The systems and methods disclosed generally include: (a) defining terms of a retail promotion; (b) identifying whether a consumer has acted in accordance with the terms of the retail promotion; and (c) authorizing a tender presented by the consumer, based on whether the consumer has acted in accordance with the terms of the retail promotion. The disclosed systems and methods have wide ranging applicability, including (non-exclusively): (1) allowing a brand company to initiate localized promotions at a point-of-sale retailer; (2) allowing a point-of-sale retailer to initiate localized promotions; and/or (3) allowing a point-of-sale retailer to build a customer database and build customer loyalty, without having to make significant changes to their point-of-sale terminal infrastructure.

US Patent:

20130144734, Jun 6, 2013

Filed:

Dec 6, 2011

Appl. No.:

13/312835

Inventors:

Richard Scott Perkins - Meridian ID, US
Kurt Thams - Santa Cruz CA, US
Michael Tibbott - Mountain View CA, US
Barry Donald McKeon - Felton CA, US
John Paul Minor - Brick NJ, US
Jim Given - Oakland CA, US

International Classification:

G06Q 20/20
G06Q 20/40

US Classification:

705 18, 705 16

Abstract:

Disclosed herein are systems and method for facilitating money transfer transactions between a sender and a recipient. In general, the systems and methods include: (a) a point-of-service terminal (POS) receiving an initiation payment from a sender; (b) a pre-funded account that receives replenish payments from the POS; (c) a money transmitter terminal that receives a funding payment from the pre-funded account, and provides a fulfillment payment to a recipient; and (d) a centralized service provider linking the POS, the pre-funded account, and the money transmitter. In operation, the centralized service provider (1) receives presentment data, from the POS, indicating that the sender has provided the initiation payment at the POS, (2) provides a computerized notification to the money transmitter, instructing the money transmitter to provide the fulfillment payment to the recipient, and (3) facilitates the replenishment of the pre-funded account.

US Patent:

20140012690, Jan 9, 2014

Filed:

Jul 5, 2012

Appl. No.:

13/542374

Inventors:

Stephen P. Capps - San Carlos CA, US
Michael Tibbott - Mountain View CA, US
Kurt Thams - Santa Cruz CA, US
Richard Scott Perkins - Meridian ID, US
John Paul Minor - Brick NJ, US
Craig Carper - Mountain View CA, US

International Classification:

G06Q 20/20

US Classification:

705 21

Abstract:

Disclosed herein are systems and method for facilitating transactions between a merchant-partner and an end-user (e.g., a customer of the merchant-partner). More specifically, presented herein are pricing systems and methods for establishing and staging transactions between a point-of-sale terminal, one or more merchant-partners, and a service provider.

US Patent:

20160162866, Jun 9, 2016

Filed:

Feb 25, 2014

Appl. No.:

14/189007

Inventors:

Richard Scott Perkins - Eagle ID, US
Kurt Torben Thams - Santa Cruz CA, US
Daniel J. Shader - Palo Alto CA, US

Assignee:

PAYNEARME, INC. - Sunnyvale CA

International Classification:

G06Q 20/20
G06Q 20/02

Abstract:

A system, method and apparatus for payment processing using dynamic barcodes is provided. In an embodiment, a method is provided. The method includes receiving a request to stage an order, including information identifying a merchant. The method further includes determining current order information for the merchant. The method also includes producing a token identifier for the order. The token identifier includes an item code and a ticket identifier. The item code identifies or references an economic understanding for the order. Additionally, the method includes staging the order within a system to allow for completion of the order later in time. The order completes through notification of payment to a POS terminal by a consumer and fulfillment of the order by the merchant. The method further includes sending the token identifier to the merchant. The token identifier is to be provided to the consumer for use by the consumer in paying for the order at the POS terminal. The POS terminal is remote from the merchant.