Robert Earl Chastain

US Patent:

60219432, Feb 8, 2000

Filed:

Aug 27, 1997

Appl. No.:

8/918988

Inventors:

Robert H. Chastain - Atlanta GA

International Classification:

G06F 1500

US Classification:

235379

Abstract:

A process for executing payment transactions between a user and a merchant, the process being carried out in connection with a bank or other institution maintaining a financial account for the user. The process comprises a step of segmenting the financial account of the user into a first sub-account containing unrestricted funds and a second sub-account containing restricted funds and transferring funds from the first sub-account of unrestricted funds to the second sub-account of restricted funds. Preferably, the transferring of the funds is done periodically according to a predetermined budget or is done from time to time according to specific authorization. The process also comprises tendering a restricted funds bank card to the merchant for accessing restricted funds in the second sub-account and scanning the restricted funds bank card electronically to identify the account to be accessed. The process also comprises the step of communicating a payment request from the merchant to the bank or other institution, with the payment request identifying the account to be debited and the amount to be debited therefrom. Further, the process comprises evaluating the payment request and an instantaneous balance in the second sub-account of restricted funds, and, if the second sub-account has sufficient funds to cover the payment requested, debiting the second sub-account by the amount requested for payment to the merchant.

US Patent:

20150021211, Jan 22, 2015

Filed:

Jul 16, 2014

Appl. No.:

14/332810

Inventors:

Robert H. CHASTAIN - Duluth GA, US

International Classification:

A61C 19/02
A61C 19/00

US Classification:

206 635

Abstract:

An oral appliance cleaning and storage device includes a housing, a top cap, and a bottom cap. The housing includes a first/wet compartment configured for receiving an oral appliance and a second/dry compartment configured for receiving at least one cleaner, breath mint, or other accessory.