Robert V. Conte - Purchase NY, US Gerard A. Garofolo - Katonah NY, US
International Classification:
G06Q 30/00
US Classification:
705 141, 705 1417
Abstract:
A system for customizing benefits to be made available from benefit providers to financial account holders through their account providers, wherein a promotional enterprise gathers and segments appropriate information in a central server system for use by participant groups, including financial account holders, their account providers, benefit providers, and credit bureaus. Appropriate information is gathered on account holders, with permission, regarding their marketing practices and cross-selling and up-selling mechanisms using their purchasing patterns and behavior. This information is stored in the server system for use in offering account holders enhanced benefit selections in accordance with specific rules that generate free upgrades, fee-based offers, and other cross-sell/up-sell promotions based on the account holders' interests, and which afford product profit opportunity and other pre-determined factors to the participant groups. A knowledge base of account holders is provided tied in directly to both automated and live on-line account holder services and can afford management tools for reporting, measuring, and evaluating suggestions to an account holder's complete portfolio.
A snelled fishhook case has a spool and a sleeve that fit coaxially together, each being rotatable relative to the other about the common axis, with the sleeve positioned about the spool. A radial opening in the sleeve and an axial slit in the spool can be aligned in registry to provide radial access to a spool cavity that receives the whole hook portion of a snelled fishhook. An annular space is defined between the spool and the sleeve and extends axially opposite the sleeve opening. The leader portion of the snelled fishhook can be wound or unwound about the spool in the annular space covering the spool slit.
Multilayer Substrate And Method For Manufacturing The Same
- Deer Park NY, US Manhong Zhao - New Hyde Park NY, US Robert Conte - West Babylon NY, US
Assignee:
RSM Electron Power, Inc. - Deer Park NY
International Classification:
H05K 1/03 H01B 13/00 H01B 1/02
Abstract:
The invention provides a slip layer substrate which can reduce the thermal residual stresses between components induced by their mismatch of thermal expansion, thus greatly improve the reliability of electronic packages. The slip layer substrate comprises: a base material; a first metallization layer formed on the base material; a first diffusion barrier layer formed on the first metallization layer; a slip layer formed on the first diffusion barrier layer; a second diffusion barrier layer formed on the slip layer; and a second metallization layer formed on the second diffusion barrier layer.
Hermosa Beach, CAEntrepreneur who has started two companies from concept and partnered in the growth of a third.
Direct sales and sales management experience including... Entrepreneur who has started two companies from concept and partnered in the growth of a third.
Direct sales and sales management experience including international markets. Diversified sales background including financial services products, technical consulting services, capital equipment, and...
Richard Tiedemann, Louis Giovacchini, Charles Butera, Edmond O'connor, Joseph Carroll, Carl Nami, Paul Hancin, M Agabiti, James Howarth, Albert Cardinale