Robert William O'Donnell

US Patent:

7831496, Nov 9, 2010

Filed:

Apr 14, 2006

Appl. No.:

11/404979

Inventors:

Robert Francis O'Donnell - Harwinton CT, US
Marc Joseph Buzzelli - Flanders NJ, US
Robert Alan Fishbein - Tenafly NJ, US
Jacob M. Herschler - Southport CT, US
Daniel O. Kane - Florham Park NJ, US
N. David Kuperstock - Woodbridge CT, US
Steven Lee Putterman - West Hartford CT, US
Polly Rae - Trumbull CT, US
Dain Eric Runestad - Woodbridge CT, US
Robert J. Schwartz - West Granby CT, US

Assignee:

Prudential Insurance Company of America - Newark NJ

International Classification:

G06Q 40/00

US Classification:

705 36R, 705 35

Abstract:

A method for providing a financial instrument includes determining an initial account balance associated with a financial instrument based upon an initial deposit amount, wherein the financial instrument includes an account with an account balance that changes over time. The method further includes establishing a first guarantee of a protected value, the protected value including at least an amount based upon the initial account balance growing at a minimum growth rate for a defined period of time or until one or more defined events occur, whichever is sooner; and establishing a second guarantee that a beneficiary may periodically receive a transfer of an amount of money for the life of a designated party, wherein the amount comprises a percentage of the protected value at the time of a particular event, provided that the amount may vary based upon withdrawals from the account in excess of a first particular limit.

US Patent:

7852989, Dec 14, 2010

Filed:

Apr 24, 2009

Appl. No.:

12/429514

Inventors:

Edward Albanetti - Danbury CT, US
Robert O'Donnell - New Fairfield CT, US

Assignee:

Schaeffler KG - Herzogenaurach

International Classification:

H01J 35/10

US Classification:

378132, 378144

Abstract:

The rotating anode x-ray tube has a composite outer bearing made from two rings of a high hot-hardness material and a spacer between the two rings made of a constant coefficient of thermal expansion material. The spacer is welded to the two rings providing the composite outer bearing. One inner bearing race is formed from the shaft and the other inner bearing race is a one-piece inner race mounted on the shaft while the two rings have the corresponding outer races.

US Patent:

7895109, Feb 22, 2011

Filed:

Feb 6, 2007

Appl. No.:

11/671625

Inventors:

Jacob M. Herschler - Southport CT, US
Daniel O. Kane - Florham Park NJ, US
N. David Kuperstock - Woodbridge CT, US
Robert Francis O'Donnell - Harwinton CT, US
Steven Lee Putterman - West Hartford CT, US
Dain Eric Runestad - Woodbridge CT, US
Robert J. Schwartz - West Granby CT, US
Nicholas Berardis, Jr. - Middlebury CT, US
John L. Grucza - Southington CT, US
Michael Albert Guido - Southbury CT, US
J. Scott Dunn - Rocky Hill CT, US

Assignee:

The Prudential Insurance Company of America - Newark NJ

International Classification:

G06Q 40/00

US Classification:

705 36R, 705 4, 705 35

Abstract:

One embodiment of the invention is a method for providing a financial instrument including determining a current account balance for a financial account, calculating a liability ratio for the financial account, and determining whether to transfer at least a portion of the account balance from a variable sub-account to a low-risk sub-account based on the liability ratio.

US Patent:

8396774, Mar 12, 2013

Filed:

Feb 6, 2007

Appl. No.:

11/671679

Inventors:

Jacob M. Herschler - Southport CT, US
Daniel O. Kane - Florham Park NJ, US
N. David Kuperstock - Woodbridge CT, US
Robert Francis O'Donnell - Harwinton CT, US
Steven Lee Putterman - West Hartford CT, US
Dain Eric Runestad - Woodbridge CT, US
Robert J. Schwartz - West Granby CT, US
Nicholas Berardis, Jr. - Middlebury CT, US
John L. Grucza - Southington CT, US
Michael Albert Guido - Southbury CT, US
J. Scott Dunn - Rocky Hill CT, US

Assignee:

The Prudential Insurance Company of America - Newark NJ

International Classification:

G06Q 40/00

US Classification:

705 36R

Abstract:

One embodiment of the invention is a method for providing a financial instrument including determining a current account balance for a financial account and on a first periodic basis: determining a specified percentage of the value of the financial account, determine the greater of a particular limit and the highest value of the financial account multiplied by the specified percentage on a second periodic basis, and in response to a determination that the highest value of the financial account multiplied by the specified percentage on the second periodic basis is greater than the particular limit, stepping-up the particular limit to equal the highest value of the financial account multiplied by the specified percentage on the second periodic basis.

US Patent:

8504460, Aug 6, 2013

Filed:

Feb 17, 2011

Appl. No.:

13/029858

Inventors:

Jacob M. Herschler - Southport CT, US
Daniel O. Kane - Florham Park NJ, US
N. David Kuperstock - Woodbridge CT, US
Robert F. O'Donnell - Harwinton CT, US
Steven L. Putterman - West Hartford CT, US
Dain E. Runestad - Woodbridge CT, US
Robert J. Schwartz - West Granby CT, US
Nicholas Berardis, Jr. - Middlebury CT, US
John L. Grucza - Southington CT, US
Michael A. Guido - Southbury CT, US
J. Scott Dunn - Rocky Hill CT, US

Assignee:

The Prudential Insurance Company of America - Newark NJ

International Classification:

G06Q 40/00

US Classification:

705 36R

Abstract:

One embodiment of the invention is a method for providing a financial instrument including determining a current account balance for a financial account, calculating a liability ratio for the financial account, and determining whether to transfer at least a portion of the account balance from a variable sub-account to a low-risk sub-account based on the liability ratio.

US Patent:

20080189218, Aug 7, 2008

Filed:

Feb 6, 2007

Appl. No.:

11/671598

Inventors:

Jacob M. Herschler - Southport CT, US
Daniel O. Kane - Florham Park NJ, US
N. David Kuperstock - Woodbridge CT, US
Robert Francis O'Donnell - Harwinton CT, US
Steven Lee Putterman - West Hartford CT, US
Dain Eric Runestad - Woodbridge CT, US
Robert J. Schwartz - West Granby CT, US
Nicholas Berardis - Middlebury CT, US
John L. Grucza - Southington CT, US
Michael Albert Guido - Southbury CT, US
J. Scott Dunn - Rocky Hill CT, US

International Classification:

G06Q 40/00

US Classification:

705 36 R, 705 35

Abstract:

One embodiment of the invention is a method for providing a financial instrument that includes determining an initial account balance associated with a financial instrument, establishing a first guarantee of a protected value, the protected value including at least an amount based upon the initial account balance growing at a minimum positive growth rate, establishing a second guarantee that a beneficiary may receive a transfer of an amount of money, and establishing an agreement to allow at least a portion of the account balance to be transferred from one or more selected investments to one or more alternative investments in response to a triggering event.

US Patent:

20100332365, Dec 30, 2010

Filed:

Aug 2, 2010

Appl. No.:

12/848510

Inventors:

Robert Francis O'Donnell - Harwinton CT, US
Marc Joseph Buzzelli - Flanders NJ, US
Robert Alan Fishbein - Tenafly NJ, US
Jacob M. Herschler - Southport CT, US
Daniel O. Kane - Florham Park NJ, US
N. David Kuperstock - Woodbridge CT, US
Steven Lee Putterman - West Hartford CT, US
Polly Rae - Trumbull CT, US
Dain Eric Runestad - Woodbridge CT, US
Robert J. Schwartz - West Granby CT, US

Assignee:

The Prudential Insurance Company of America - Newark NJ

International Classification:

G06Q 40/00

US Classification:

705 35

Abstract:

A method for providing a financial instrument includes determining an initial account balance associated with a financial instrument based upon an initial deposit amount, wherein the financial instrument includes an account with an account balance that changes over time. The method further includes establishing a first guarantee of a protected value, the protected value including at least an amount based upon the initial account balance growing at a minimum growth rate for a defined period of time or until one or more defined events occur, whichever is sooner; and establishing a second guarantee that a beneficiary may periodically receive a transfer of an amount of money for the life of a designated party, wherein the amount comprises a percentage of the protected value at the time of a particular event, provided that the amount may vary based upon withdrawals from the account in excess of a first particular limit.