Robert A Sears

US Patent:

8560449, Oct 15, 2013

Filed:

Jul 30, 2010

Appl. No.:

12/847549

Inventors:

Robert Kern Sears - Palo Alto CA, US

Assignee:

Red Giant Inc. - Palo Alto CA

International Classification:

G06Q 40/00

US Classification:

705 42

Abstract:

Systems, methods, and computer readable media having computer executable instructions for modifying behavior of a set of rules used to govern the operation of a payment transaction system are disclosed. An example system includes a transaction processing entity, rules processing entity, and a user interaction processing entity. A transaction request from a requesting entity is received by the transaction processing entity and the rules processing entity applies a rules set with related parameters of operation to the transaction. A response is generated based at least in part on the rule set and returned to the transaction processing entity. The user interaction processing entity is configured to interact with a user associated with a payment account and present information about a transaction. The user interaction processing entity is further configured to receive from the user direction regarding how to modify the rule set and related parameters associated with the payment account.

US Patent:

20080034444, Feb 7, 2008

Filed:

Aug 4, 2006

Appl. No.:

11/462612

Inventors:

Robert K. Sears - Palo Alto CA, US

Assignee:

Nokia Corporation - Espoo

International Classification:

G06F 17/30
H04N 7/16

US Classification:

726 29

Abstract:

A system for providing digital rights management of content, such as an electronic game, includes a network entity and a client. The network entity is capable of sending an authentication challenge randomly identifying at least a portion of content stored in memory of a client. For example, the network entity can be capable of sending an authentication challenge randomly identifying at least one location in memory of the client. In response to the authentication challenge, the client is capable of generating an authentication code based upon the content identified by the authentication challenge, such as by generating an authentication code based upon the content stored at the identified locations in memory of the client. The client can then return the authentication code to the network entity, which can thereafter authenticate the client based upon the authentication code.

US Patent:

20130151413, Jun 13, 2013

Filed:

Dec 10, 2012

Appl. No.:

13/710286

Inventors:

RED GIANT, INC - Palo Alto CA, US
Robert Kern Sears - Palo Alto CA, US

Assignee:

RED GIANT, INC - Palo Alto CA

International Classification:

G06Q 20/40

US Classification:

705 44

Abstract:

Systems and methods for controlling and/or authorizing payment transaction are described which may facilitate verification that payment transactions initiated with a payment token of a user are in fact vetted by user-configured rules. According to some examples, a method for controlling payment transactions may include storing a firs and second sets of rules in a database, which rules are configurable by a user. The method may further include communicating and/or applying the first set of rules by a first entity, such as a merchant, a payment network, or other payment acceptance provider. A payment transaction may be routed to a particular network as a result of the application of the first set of rules. During a verification stage, a second set of rules may be applied at the issuer level to determine whether or not user-configured rules have been applied. The transaction may be accepted or decline based on the application of the second set of rules and/or notification may be sent to the user regarding the resolution or the verification stage.

US Patent:

20150161595, Jun 11, 2015

Filed:

Dec 5, 2014

Appl. No.:

14/562500

Inventors:

- PALO ALTO CA, US
Robert Kern Sears - Palo Alto CA, US

International Classification:

G06Q 20/34
G06Q 20/32
G06Q 20/40

Abstract:

Disclosed are systems, methods, and apparatuses to securely present payment card information using a computing device such as a mobile phone. The digital payment card presentation may be controlled or influenced by context including geolocation, time, proximity to another device, or input from designated third parties. Specific examples of techniques used to maintain security and usability are disclosed.

US Patent:

20150149314, May 28, 2015

Filed:

Nov 21, 2014

Appl. No.:

14/550570

Inventors:

- PALO ALTO CA, US
ROBERT KERN SEARS - Palo Alto CA, US

International Classification:

G06Q 20/20

US Classification:

705 24

Abstract:

A system for collecting data relating to a transaction and generating an active transaction receipt is disclosed. An active transaction receipt that includes one or more objects that may be displayed on a computing device is disclosed. One or more of the objects may dynamically change based on the data relating to the transaction. One or more of the objects may dynamically change based on input from a user.