San Rafael, CAPresident at Benefaction Insurance Agency, Inc. I provide individual and group insurance coverage for my clients. I am an independent broker representing all carriers in California. With over 15 years of... I provide individual and group insurance coverage for my clients. I am an independent broker representing all carriers in California. With over 15 years of industry experience, I work aggresively to find the right solutions to meet clients' needs. We specifically design and help employer group...