Sarabjit S Walia

US Patent:

20200342437, Oct 29, 2020

Filed:

Jul 8, 2020

Appl. No.:

16/923812

Inventors:

- Toronto, CA
Robert Alexander McCarter - Ontario, CA
Sarabjit Singh Walia - Demarest NJ, US
Vipul Kishore Lalka - Oakville, CA
Nadia Moretti - Toronto, CA
Paige Elyse Dickie - Toronto, CA
Denny Devasia Kuruvilla - Toronto, CA
Milos Dunjic - Oakville, CA
Dino Paul D'Agostino - Richmond Hill, CA
Arun Victor Jagga - Toronto, CA
John Jong-Suk Lee - Toronto, CA
Rakesh Thomas Jethwa - Toronto, CA

Assignee:

The Toronto-Dominion Bank - Toronto

International Classification:

G06Q 20/32
G06Q 20/12
G06Q 20/40
G06Q 20/10

Abstract:

The present disclosure involves systems, software, and computer implemented methods for intercepting data exchange requests and automatically imposing a hold period while the data exchange is evaluated for a user profile initiating the request. One example system includes operations to detect a data exchange request prior to completion of the attempted data exchange, the data exchange request including information defining the attempted data exchange and associated wherein the attempted data exchange is associated with a particular user profile. A portion of the information is transmitted to a data exchange analysis system for execution of a user profile-specific data exchange analysis based on the information and a status of the user profile. A hold state is initiated for the data exchange request while the analysis is performed. The results of the analysis are presented and a confirmation to proceed is required before allowing the attempted data exchange to be processed.

US Patent:

20200322350, Oct 8, 2020

Filed:

Jun 18, 2020

Appl. No.:

16/905102

Inventors:

- Toronto, CA
Vipul Kishore LALKA - Oakville, CA
Nadia MORETTI - Toronto, CA
Paige Elyse DICKIE - Toronto, CA
Denny Devasia KURUVILLA - Toronto, CA
Dino Paul D'AGOSTINO - Richmond Hill, CA
Dean C.N. TSERETOPOULOS - Toronto, CA
Milos DUNJIC - Oakville, CA
John Jong-Suk LEE - Toronto, CA
Arun Victor JAGGA - Toronto, CA
Sarabjit Singh WALIA - Demarest NJ, US

International Classification:

H04L 29/06
G06Q 20/40
G06Q 20/32
H04L 9/32
G06N 20/00

Abstract:

The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, dynamically authorize pre-stages data exchanges based on contextual data. For example, an apparatus may receive first data characterizing an initiation of a first exchange of data between a client device and a terminal device. Based on the first data, the apparatus may obtain second data that characterizes an expected initiation of a second exchange of data during a corresponding temporal interval, which may be specified relative to an initiation time of the first data exchange. The apparatus may generate and transmit, to a computing system, pre-authorization data that requests a pre-authorization of the second data exchange to a computing system. The pre-authorization data may include a portion of the second data and may instruct the computing system to pre-authorize the second data exchange in accordance with the second data.

US Patent:

20200285644, Sep 10, 2020

Filed:

May 22, 2020

Appl. No.:

16/881098

Inventors:

- Toronto, CA
Robert Alexander McCarter - Eden, CA
Sarabjit Singh Walia - Demarest NJ, US
Vipul Kishore Lalka - Oakville, CA
Nadia Moretti - Toronto, CA
Paige Elyse Dickie - Toronto, CA
Denny Devasia Kuruvilla - Toronto, CA
Milo Dunjic - Oakville, CA
Dino Paul D'Agostino - Richmond Hill, CA
Arun Victor Jagga - Toronto, CA
John Jong-Suk Lee - Toronto, CA
Rakesh Thomas Jethwa - Toronto, CA

Assignee:

The Toronto-Dominion Bank - Toronto

International Classification:

G06F 16/2455
G06F 16/23
G06Q 30/04
G06F 16/58

Abstract:

A data management device, communication system and methods for tagging data in a data table and triggering automated action. A data management device receives from a first data provider one or more records of a data table, each record comprising a plurality of fields. The data table is associated with an account having one or more authorized users. The plurality of fields each has a value set by the first data provider. The data manger determines one or more tags for the one or more records in accordance with a plurality of autotagging rules. The data manger appends the one or more records to include one or more tag fields corresponding to the one or more tags for the one or more records. The appended records are stored in a database. One or more automated actions may be triggered based on one or more tag fields of one or more of the plurality of records.

US Patent:

20190354707, Nov 21, 2019

Filed:

Aug 1, 2019

Appl. No.:

16/528715

Inventors:

- Toronto, CA
Gregory Richard HARPER - Toronto, CA
Sarabjit Singh WALIA - Demarest NJ, US
Sarir NASIM - Toronto, CA
Diane LEE - Toronto, CA
John Jong-Suk LEE - Toronto, CA
John William THOMAS - Toronto, CA
Richard THOMAS - Toronto, CA
Simona HEATH - Toronto, CA

Assignee:

The Toronto-Dominion Bank - Toronto

International Classification:

G06F 21/62
G06F 16/435
G06F 3/14
G06F 16/2458
G06F 16/93
G06F 16/23
G06Q 20/00
H04L 29/08
G06F 16/2455
G06F 11/30
G06F 3/0488
G06F 3/0484
G06Q 10/10
G06Q 10/08
G06Q 10/06
G06Q 20/14
G06Q 20/10
H04W 12/08
H04W 12/06
G06Q 20/38
G06Q 30/04
G06F 21/53
G06F 3/0482

Abstract:

Methods and devices for generated and handling an alert are described. In one aspect, an electronic device includes an input interface and an output interface. The electronic device also includes a memory storing an application and a processor coupled to the input interface, the output interface and the memory. The processor is configured to generate a selectable alert on the output interface while the electronic device is in a device lock mode. The selectable alert is associated with the secure application. The processor is also configured to, while the electronic device is in the device lock mode, receive, from the input interface, a signal representing a command to activate the selectable alert. The processor is also configured to, responsive to receiving the command to activate the selectable alert, execute a secure event in the secure application while the electronic device remains in the device lock mode.

US Patent:

20190312883, Oct 10, 2019

Filed:

Apr 5, 2018

Appl. No.:

15/946657

Inventors:

- Toronto, CA
Vapul Kishore Lalka - Oakville, CA
Nadia Moretti - Toronto, CA
Paige Elyse Dickie - Toronto, CA
Denny Devasia Kuruvilla - Toronto, CA
Dino Paul D'Agostno - Toronto, CA
Dean C.N. Tseretopoulos - Toronto, CA
Milos Dunjic - Oakville, CA
John Jong-Suk Lee - Toronto, CA
Arun Victor Jagga - Toronto, CA
Sarabjit Singh Walia - Demarest NJ, US

International Classification:

H04L 29/06
H04L 9/32
G06Q 20/40
G06Q 20/32
G06N 99/00

Abstract:

The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, dynamically authorize pre-stages data exchanges based on contextual data. For example, an apparatus may receive first data characterizing an initiation of a first exchange of data between a client device and a terminal device. Based on the first data, the apparatus may obtain second data that characterizes an expected initiation of a second exchange of data during a corresponding temporal interval, which may be specified relative to an initiation time of the first data exchange. The apparatus may generate and transmit, to a computing system, pre-authorization data that requests a pre-authorization of the second data exchange to a computing system. The pre-authorization data may include a portion of the second data and may instruct the computing system to pre-authorize the second data exchange in accordance with the second data.

US Patent:

20190281406, Sep 12, 2019

Filed:

May 28, 2019

Appl. No.:

16/424021

Inventors:

- Toronto CA, US
Edward Robert Lucas Lounsbury - Toronto, CA
Arun Victor Jagga - Toronto, CA
John Jong-Suk Lee - Toronto, CA
Sarabjit Singh Walia - Demarest NJ, US

Assignee:

The Toronto-Dominion Bank - Toronto

International Classification:

H04W 4/02
H04L 12/26

Abstract:

The present disclosure involves systems, software, and computer implemented methods for augmenting ping timing for mobile devices based on contextual analysis of a current data exchange based on historical data exchange data. One example system includes operations such as receiving information related to a current data exchange associated with a particular user profile. The current data exchange can be associated with a particular location, and each user profile can be associated with at least one data exchange pattern, where the data exchange pattern identifies a locational and a data exchange history of the user profile. The current data exchange is compared to a data exchange pattern of the particular user profile. If the current data exchange does not correspond, a request for the user's current location is transmitted to an associated user device. If the current data exchange does correspond, the current data exchange is associated with the particular location.

US Patent:

20190267006, Aug 29, 2019

Filed:

May 15, 2019

Appl. No.:

16/413123

Inventors:

- Toronto, CA
Robert Alexander McCarter - Toronto, CA
Sarabjit Singh Walia - Demarest NJ, US
Vipul Kishore Lalka - Oakville, CA
Nadia Moretti - Toronto, CA
Paige Elyse Dickie - Toronto, CA
Denny Devasia Kuruvilla - Toronto, CA
Milos Dunjic - Oakville, CA
Dino Paul D'Agostino - Richmond Hill, CA
Arun Victor Jagga - Toronto, CA
John Jong-Suk Lee - Toronto, CA
Rakesh Thomas Jethwa - Toronto, CA

Assignee:

The Toronto-Dominion Bank - Toronto

International Classification:

G10L 15/22
G10L 15/183
G10L 15/18

Abstract:

The present disclosure involves systems, software, and computer implemented methods for personalizing interactions within a conversational interface based on an input context. One example system performs operations including receiving a conversational input via a conversational interface associated with a particular user profile. The input is analyzed via a natural language processing engine to determine an intent and a personality input type. A persona response type associated with the determined personality input type is identified, and responsive content is determined. A particular persona associated with the particular user profile based on a related set of social network activity information associated with the user profile and that corresponds to the identified persona response type is identified. The responsive content is modified by applying persona-related content associated with the identified particular persona to generate a persona-associated response, and the persona-associated response is transmitted to a device associated with the particular user profile.

US Patent:

20190102392, Apr 4, 2019

Filed:

Oct 4, 2017

Appl. No.:

15/724535

Inventors:

- Toronto, CA
Robert Alexander McCarter - Eden, CA
Sarabjit Singh Walia - Demarest NJ, US
Vipul Kishore Lalka - Oakville, CA
Nadia Moretti - Toronto, CA
Paige Elyse Dickie - Toronto, CA
Denny Devasia Kuruvilla - Toronto, CA
Milos Dunjic - Oakville, CA
Dino Paul D'Agostino - Richmond Hill, CA
Arun Victor Jagga - Toronto, CA
John Jong-Suk Lee - Toronto, CA
Rakesh Thomas Jethwa - Toronto, CA

Assignee:

The Toronto-Dominion Bank - Toronto

International Classification:

G06F 17/30

Abstract:

A data management device, communication system and methods for tagging data in a data table and triggering automated action. A data management device receives from a first data provider one or more records of a data table, each record comprising a plurality of fields. The data table is associated with an account having one or more authorized users. The plurality of fields each has a value set by the first data provider. The data manger determines one or more tags for the one or more records in accordance with a plurality of autotagging rules. The autotagging rules include heuristic rules learned from user behavior and based on one or more of the plurality of fields of the record. The data manger appends the one or more records to include one or more tag fields corresponding to the one or more tags for the one or more records. The appended records are stored in a database. One or more automated actions may be triggered based on one or more tag fields of one or more of the plurality of records.