Scott Eric Barton

US Patent:

7406442, Jul 29, 2008

Filed:

Sep 11, 2000

Appl. No.:

09/659585

Inventors:

Scott Barton - Richmond VA, US

Assignee:

Capital One Financial Corporation - Glen Allen VA

International Classification:

G06Q 40/00

US Classification:

705 35, 705 38, 705 39

Abstract:

A system and method for providing a credit card with multiple lines of credit. One of the disclosed methods include, for example, analyzing credit information of a cardholder to determine a level of risk associated with the cardholder; establishing a general purpose credit line based on the determined level of risk associated with the cardholder, the general purpose credit line being set as a revolving credit line; establishing a private label credit line based on the determined level of risk associated with the cardholder, the private label credit line being set as a revolving credit line; and issuing the credit card to the cardholder with the established general purpose credit line and private label credit line.

US Patent:

8560440, Oct 15, 2013

Filed:

Nov 30, 2007

Appl. No.:

11/998417

Inventors:

Scott Barton - Richmond VA, US

Assignee:

Capital One Financial Corporation - McLean VA

International Classification:

G06Q 40/00

US Classification:

705 39, 705 35

Abstract:

A system and method for providing a credit card with multiple lines of credit. One of the disclosed methods include, for example, analyzing credit information of a cardholder to determine a level of risk associated with the cardholder; establishing a general purpose credit line based on the determined level of risk associated with the cardholder, the general purpose credit line being set as a revolving credit line; establishing a private label credit line based on the determined level of risk associated with the cardholder, the private label credit line being set as a revolving credit line; and issuing the credit card to the cardholder with the established general purpose credit line and private label credit line.

US Patent:

20140058924, Feb 27, 2014

Filed:

Aug 19, 2013

Appl. No.:

13/969755

Inventors:

Scott Barton - Richmond VA, US

Assignee:

Capital One Financial Corporation - McLean VA

International Classification:

G06Q 40/02

US Classification:

705 38

Abstract:

A system and method for providing a credit card with multiple lines of credit. One of the disclosed methods include, for example, analyzing credit information of a cardholder to determine a level of risk associated with the cardholder; establishing a general purpose credit line based on the determined level of risk associated with the cardholder, the general purpose credit line being set as a revolving credit line; establishing a private label credit line based on the determined level of risk associated with the cardholder, the private label credit line being set as a revolving credit line; and issuing the credit card to the cardholder with the established general purpose credit line and private label credit line.

US Patent:

20180130128, May 10, 2018

Filed:

Jan 10, 2018

Appl. No.:

15/866812

Inventors:

- McLean VA, US
Scott Barton - Richmond VA, US

International Classification:

G06Q 40/02
G06Q 40/08
G06Q 20/10
G06Q 20/40
G06Q 40/00

Abstract:

A system and method for providing a credit card with multiple lines of credit. One of the disclosed methods include, for example, analyzing credit information of a cardholder to determine a level of risk associated with the cardholder; establishing a general purpose credit line based on the determined level of risk associated with the cardholder, the general purpose credit line being set as a revolving credit line; establishing a private label credit line based on the determined level of risk associated with the cardholder, the private label credit line being set as a revolving credit line; and issuing the credit card to the cardholder with the established general purpose credit line and private label credit line.