Sean C Fleming

US Patent:

20130325709, Dec 5, 2013

Filed:

Nov 16, 2012

Appl. No.:

13/679545

Inventors:

Brian Edward Downey - Alexandria VA, US
Sean Allen Fleming - Germantown MD, US

Assignee:

Autoscribe Corporation - Gaithersburg MD

International Classification:

G06Q 20/10

US Classification:

705 40

Abstract:

A session to enroll customers to make payments has two stages, a first stage completed on the telephone or on a merchant or debt collector website, and a second stage completed via a communications link such as a telephone or Internet link. The customer enrollment record is linked to financial account information received from the customer in the second stage and stored on a second, secure server. A token linked to the securely stored financial account information is returned to the merchant and then used by the merchant to initiate payments on that financial account. The merchant's personnel and customer record system do not store or have access to the underlying financial account information.

US Patent:

20190362324, Nov 28, 2019

Filed:

Aug 8, 2019

Appl. No.:

16/535424

Inventors:

- Gaitherburg MD, US
Sean Allen FLEMING - Germantown MD, US

International Classification:

G06Q 20/10
G06Q 20/40
G06Q 20/12
G06Q 20/30
G06Q 10/10

Abstract:

Processing a payment from a payer to a payee (operating a first computing system), by a second computing system, by receiving an electronically-generated payment transaction instruction (identifying the payer, specifying the amount of the payment, and specifying a communications link for the second computing system to obtain financial account information from the payer) from the first computing system, obtaining the financial account information from the payer via the specified communications link, generating an electronic data token representing the financial account information, outputting the electronic data token for transmittal to the first computing system (where the first computing system does not receive the financial account information and the second computing system does not provide the electronic data token to the payer), obtaining the amount from the payer using the financial account information, and forwarding at least a portion of the amount to the payee.

US Patent:

20170124539, May 4, 2017

Filed:

Jan 17, 2017

Appl. No.:

15/408185

Inventors:

- Gaithersburg MD, US
Sean Allen FLEMING - Germantown MD, US

International Classification:

G06Q 20/10
G06Q 10/10
G06Q 20/40
G06Q 20/30

Abstract:

A session to enroll customers to make payments has two stages, a first stage completed on the telephone or on a merchant or debt collector website, and a second stage completed via a communications link such as a telephone or Internet link. The customer enrollment record is linked to financial account information received from the customer in the second stage and stored on a second, secure server. A token linked to the securely stored financial account information is returned to the merchant and then used by the merchant to initiate payments on that financial account. The merchant's personnel and customer record system do not store or have access to the underlying financial account information.