Sean N Harper

US Patent:

20190012661, Jan 10, 2019

Filed:

Jan 26, 2018

Appl. No.:

15/880987

Inventors:

- Chicago IL, US
Benjamin Pierce McKean - New York NY, US
Sean Nicholas Harper - Evanston IL, US
Josh Krall - San Francisco CA, US
Qi Li - San Francisco CA, US

International Classification:

G06Q 20/38
G06Q 30/02
G06Q 20/12
G06Q 20/40

Abstract:

Systems and related methods facilitating secure payments are discussed herein. Some embodiments may provide for a system including a payment gateway server, a tokenizer server and a detokenizer server. The payment gateway server may receive payment card data from a merchant device and provide the payment data the tokenizer server. The tokenizer server may be configured to generate one or more tokens based on the payment data and provide the one or more tokens to the payment gateway server. During payment processing, the payment gateway server may be configured to provide the one or more tokens to the detokenizer server configured to determine the payment data based on the one or more tokens to facilitate completion of a financial transaction. In some embodiments, the one or more tokens may be stored for subsequent payments. Furthermore, some embodiments may provide for secure promotion redemptions in addition or alternative to payments.