Andrey Dimitrov Pavlov - Burnaby, CA Susan Melinda Wachter - Berwyn PA, US Peter Ian Ekstein - Coogee, AU
International Classification:
G06Q 40/00
US Classification:
705 38
Abstract:
A computer-implemented method includes determining, in respect of a loan secured by an asset, a present value of a right of a borrower of the loan to choose during a term of the loan to require an entity to pay the loan in full on the borrower's behalf in exchange for the asset, in response to at least one prediction of whether the borrower will exercise the right. The asset may include realty and the loan may include a mortgage. A further method includes granting, to a borrower of a loan secured by an asset, a right to choose during a term of the loan to require an entity to: (i) pay the loan in full on behalf of the borrower, and (ii) receive the asset in full satisfaction therefor; and receiving valuable consideration from the borrower in exchange for the granting of the right.
Dr. Wachter graduated from the University of Utah School of Medicine in 2006. He works in Idaho Falls, ID and 1 other location and specializes in Cardiovascular Disease. Dr. Wachter is affiliated with Eastern Idaho Regional Medical Center.
Congregation Beth Elohim Acton 2005 - 2009
President
College Coach Apr 2004 - Jan 2006
Educator
Acton College Consulting Apr 2004 - Jan 2006
President
New York University 1980 - 1983
Admissions Counselor
Education:
The Johns Hopkins University 1984 - 1986
Master of Science, Masters, Education
Boston University 1975 - 1979
Bachelors, Bachelor of Science, Education
Skills:
Admissions Higher Education Student Counseling Coaching Public Speaking Teaching Program Development Curriculum Development Staff Development Student Financial Aid Student Development Enrollment Management Event Planning Career Counseling Editing Nonprofits Interviews Student Affairs Community Outreach Management Fundraising Adult Education International Education Research Marketing Marketing Communications Social Media Marketing Grant Writing Curriculum Design Leadership Teachers Spanish Sales Direct Mail Microsoft Office Academic Advising Leadership Development
Corona Del Mar Elementary School Newport Beach CA 1958-1961, Harbor View Elementary School Corona Del Mar CA 1961-1962, Lincoln Junior High School Newport Beach CA 1962-1965
In the initial aftermath of the housing crisis and the debacle of loan defaults, banks began to add their own overlays, which are loan-approval guidelines and fees that go beyond the requirements of Fannie Mae and Freddie Mac, says Susan Wachter, a professor of real estate and finance at the Wharton
"Under Fannie and Freddie's rules, you can get a lower down payment mortgage, but that then requires extra payment in the form of mortgage insurance," says Susan Wachter, professor of real estate and finance at the University of Pennsylvania'sWharton School.
Date: Oct 22, 2014
Category: Business
Source: Google
White House Seeking New Regulator for Fannie, Freddie
Two names frequently mentioned by housing-policy analysts are Susan Wachter, a professor of real-estate finance at the University of Pennsylvanias Wharton School who served in the Clinton administration, and Michael Stegman, who currently serves as an adviser to Treasury Secretary Timothy Geithner
earlier, to $178,600, the steepest annual increase since November2005, according to the group. Many of us, myself included, feared a wave of foreclosures when the settlement came, says Susan Wachter, professor of real estate and finance at the University of Pennsylvanias Wharton School. I was wron
"Principal reduction will prevent more foreclosures for some borrowers who are delinquent," said Susan Wachter, real estate professor at the University of Pennsylvania's Wharton School. "But there is a potential for it to undermine borrowers' incentive to keep current on their mortgages."
Economists said the lower fees are a modest way to help the troubled housing market but won't turn it around. "The only thing that will do that are low interest rates and job growth," said Susan Wachter, a professor of real estate at the University of Pennsylvania's Wharton School. Stan Humphries,
There remains a danger that a wave of foreclosures maydestabilize the housing market, said Susan Wachter, professor ofreal estate and finance at the University of PennsylvaniasWharton School.
Date: Feb 09, 2012
Category: Business
Source: Google
Regional foreclosure activity drops dramatically in the second quarter
"It's clear that banks are slowing foreclosure work," said Susan Wachter, Ph.D., a professor of real estate and finance at the University of Pennsylvania. "I think people are quite aware that the foreclosure pipeline extension is postponing inevitability and adding uncertainty."