A combination cargo pack in the form of a soft side carry pack has straps for independent shoulder supported usage and incorporates an article of wearing apparel adapted for storage within the pack. The cargo pack is provided with a plurality of load carrying compartments including a garment pouch defined between an interior partition within the pack and a releasably securable front panel of the pack. The front panel provides a flap closure for removably storing the garment, which also cushions the load. The back of the garment is attached in registered relationship with the interior partition such that, when the garment is worn, the cargo pack and shoulder straps will be functionally operative for supporting the load. The flap closure is further designed for retention, when the garment is worn, in a rolled position by a tie-down strap and cooperating buckle arrangement.