Terrence Christian Mackin

US Patent:

20110153406, Jun 23, 2011

Filed:

Dec 17, 2009

Appl. No.:

12/641009

Inventors:

Terrence Christian Mackin - Bloomington MN, US
Sarah Piket - Maple Grove MN, US
Elizabeth Maria Henrich - Becker MN, US
Michael Shawn Whitsitt - Lakeville MN, US

Assignee:

TARGET BRANDS, INC. - Minneapolis MN

International Classification:

G06Q 30/00
G06K 5/00

US Classification:

705 1435, 235380, 705 1438

Abstract:

In one example, a stored value card system is modified to process discount cards that are capable of providing varying percentage discounts on an array of products or services that can be purchased by a consumer. Implementations of the stored value card system can include modifications that allow a transaction using the discount card to pass through as an authorized transaction in spite of, for instance, application software logic that otherwise rejects transactions for stored value cards having a zero balance. For example, when the modified stored value card system detects a transaction involving a discount card, an authorization system within the modified stored value card system can generate an alternative error code that prevents the point of sale system from rejecting the transaction due to a zero balance.