Thomas D Bauer

US Patent:

20070175977, Aug 2, 2007

Filed:

Apr 24, 2006

Appl. No.:

11/409095

Inventors:

Thomas Bauer - Clarendon Hills IL, US
Vernon Marshall - Montclair NJ, US
Greg Sterner - Taylorsville UT, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G07F 19/00
G06Q 40/00

US Classification:

235379000, 705039000

Abstract:

An image-based check processing software has the ability to create an electronic check form to be displayed, printed and/or exported to a file. Using various text fonts, such as the Magnetic Ink Character Recognition (MICR) font, a new electronic form has been created from text data that has all the characteristics of a preauthorized draft. As computer and phone payments are processed by a financial institution, the virtual draft will be created if the routing/transit numbers of the paying institution accept images of checks as presentment through, for example, an image exchange program or the eventual printing of a substitute check. The transactions will then be routed to the financial institution who will import the necessary data to create the virtual check. The image will then be presented for payment.

US Patent:

52405028, Aug 31, 1993

Filed:

Nov 13, 1990

Appl. No.:

7/611520

Inventors:

Roger E. Castaldo - Alsip IL
Samuel B. Allen - Orland Hills IL
Thomas J. Bauer - Orland Park IL

Assignee:

Mactron, Inc. - Alsip IL

International Classification:

B05C 502

US Classification:

118302

Abstract:

An improvement is provided in a coating system including a dispenser, a coating outlet for delivering a coating material to a surface of a moving workpiece to which coating is to be applied in a desired pattern, and a dispensing control for producing control signals in a predetermined fashion for initiating and terminating the release of coating material to the outlet. The improvement includes a wiping member selectively advanceable and retractable relative to the coating outlet for wiping excess coating material therefrom and a cleaning control responsive to predetermined control signals from the dispensing control for advancing and retracting the wiping member in a predetermined fashion.