Bradley T. Masterson - Elkhorn NE, US George F. Gogol - North Olmsted OH, US Donna Collela - Pompton Lakes NJ, US David M. Hulbert - Lake Worth FL, US Thomas Howe - Phoenix MD, US Robert J. Cole - Maysville GA, US
Assignee:
FIRST DATA CORPORATION - Greenwood Village CO
International Classification:
G06Q 20/10
US Classification:
705 39
Abstract:
Systems and methods for routing debit transactions. In one embodiment, a method for routing debit transactions can be provided. The method can include obtaining, by a routing determination system comprising one or more computers, information associated with a proposed debit transaction. The method can also include identifying, by the routing determination system based at least in part upon the obtained information, one or more merchant parameters associated with a merchant on whose behalf the proposed debit transaction will be submitted to a transaction processor. Further, the method can include determining, by the routing determination system based at least in part upon the one or more merchant parameters, a debit transaction network for routing the proposed debit transaction to the transaction processor, wherein the debit transaction network is included in a plurality of available debit transaction networks.
Method And Apparatus For The Billing Of Value-Added Communication Calls
Irving Benyacar - Englishtown NJ Elizabeth V. Courte - Fair Haven NJ Albert Friedes - East Brunswick NJ Thomas P. Howe - Whitehouse Station NJ David D. Kaufman - Atlanta GA James R. Magura - Basking Ridge NJ Rachelle E. Rees - Holmdel NJ Pamela A. Steinert - Farmingdale NJ Mohan Venkataramana - Tinton Falls NJ Yong Zhou - Washington Township, Morris County NJ
Assignee:
AT&T Bell Laboratories - Murray Hill NJ
International Classification:
H04M 1504 H04M 1508
US Classification:
379119
Abstract:
A call billing method and apparatus specifies, on a call-by-call basis, the calling charges incurred by a caller during a call to a sponsor-provided value-added service. The method provides the sponsor real time access to rate tables to specify call billing parameters needed to rate calls made to a sponsor number. A billing number is determined and validated and used to identify the party to receive a billing record for the call. A separate billing record is created for each call to the sponsor's number which includes sponsor-specified charges determined using the call billing parameters. Another feature enables the caller or called party to provide call billing parameters for billing and identificaiton purposes.
Name / Title
Company / Classification
Phones & Addresses
Thomas J. Howe Secretary
FIRST HALLMARK MORTGAGE CORP Mortgage Banker/Correspondent · Mortgage Broker · Real Estate Credit
2 Executive Dr, Somerset, NJ 08873 1 Executive Dr SUITE 130, Somerset, NJ 08873 (908)2038680, (732)4696600, (732)3562728, (908)2038690
Thomas Howe Principal
Thomas J Howe Business Services at Non-Commercial Site
Ponca Military Academy Ponca City OK 1949-1952, Maud High School Maud OK 1951-1951
Community:
Alice Grisso, William Denison, Janice Nichols, Carolyn Barry, Jerry Demoss, Edna Bacon, Deanna Humes, Carol Krider, Jean Forbis, Colleen Wealand, W Rowe
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