Timothy L Adkins

US Patent:

20140095195, Apr 3, 2014

Filed:

Dec 3, 2013

Appl. No.:

14/095080

Inventors:

- Westlake OH, US
Timothy S. ADKINS - Hudson OH, US
Kristopher T. KERN - Strongsville OH, US
Charles E. KIRKPATRICK - Cypress TX, US
William H. DAVIS - Fairview Park OH, US

Assignee:

ELECTRONIC COMMERCE FOR HEALTHCARE ORGANIZATIONS, INC. - Westlake OH

International Classification:

G06F 19/00

US Classification:

705 2

Abstract:

One or more servers () are configured to periodically format () and send () payments () to a payee in an order of preference () and a specified payment method until accepted (). The payments () include a consolidated financial instrument () and at least one explanation of explanation of benefit () associated with the consolidated financial instrument. The consolidated financial instrument () transfers accumulated monies without co-mingling funds in compliance with ERISA regulations. The at least one associated explanation of benefit () includes a patient identification, a payer identification, a service provider identification, a date of service, a service identification, a patient obligation, and an amount paid. Acceptance of the payment to each payee is recorded () in a data store ().