Tracy E Peacock

US Patent:

20060031159, Feb 9, 2006

Filed:

Aug 10, 2005

Appl. No.:

11/202273

Inventors:

Hal Minot - Jacksonville FL, US
Chuck Anderson - Jacksonville FL, US
Deborah Moore - Jacksonville FL, US
Sonia Neat - Jacksonville FL, US
Mike Young - Atlantic Beach FL, US
Charmaine Brent - Neptune Beach FL, US
Tracy Peacock - Jacksonville FL, US
Ed Wagner - Dallas TX, US
Brian Hargrove - Plano TX, US
Jeff Lium - Plano TX, US

International Classification:

G06Q 40/00

US Classification:

705038000

Abstract:

Preferred embodiments of the present invention comprise a system and method for providing mortgage and/or credit services over the Internet. In one embodiment, a preferred method comprises: (a) selectively providing information concerning a plurality of mortgage and/or credit programs to an Internet-connected user; (b) receiving an indication of whether the user wishes to explore home financing options or home equity loan options; (c) receiving an indication of whether the user maintains an asset and/or brokerage account with a sponsor of the mortgage and/or credit services; (d) receiving an indication of the user's residence; (e) receiving information concerning a property to be financed, (f) receiving information concerning the user's investments; (g) processing the received information to determine mortgage and/or credit options that correspond to the user's needs; and (h) presenting those mortgage and/or credit options to the user via the Internet.