Vincent Henry Napoli

US Patent:

8463699, Jun 11, 2013

Filed:

Oct 14, 2008

Appl. No.:

12/251188

Inventors:

Vincent L. Napoli - Flemington NJ, US

Assignee:

American International Group - New York NY

International Classification:

G06Q 40/00

US Classification:

705 38, 705 35, 705 36 R

Abstract:

Preferred embodiments of the invention include a new and innovative method and system of determining a profit score for an individual policy, which score may be used to evaluate the desirability of offering or renewing individual insurance policies. The present invention also may be applied to determine the profitability of aggregate books of business, which may be offered by individual insurance agents or agencies, whether captive or independent.

US Patent:

20130268300, Oct 10, 2013

Filed:

Jun 6, 2013

Appl. No.:

13/911551

Inventors:

Vincent L. Napoli - Flemington NJ, US

International Classification:

G06Q 40/08

US Classification:

705 4

Abstract:

Preferred embodiments of the invention include a new and innovative method and system of determining a profit score for an individual policy, which score may be used to evaluate the desirability of offering or renewing individual insurance policies. The present invention also may be applied to determine the profitability of aggregate books of business, which may be offered by individual insurance agents or agencies, whether captive or independent.