Dr. Torres graduated from the UMDNJ School of Osteopathic Medicine in 1994. He works in Greenville, SC and specializes in Family Medicine. Dr. Torres is affiliated with Bon Secours St Francis Downtown and Greenville Memorial Hospital.
American Advisers Group Orange, CA 2012 to 2014 Customer Service SpecialistCorinthian Colleges Santa Ana, CA 2009 to 2011 Student Loan SpecuialistLowes Westminster, CA 2008 to 2009 Electrical Sales Specialist
Education:
Cypress College Cypress, CA 2004 to 2007 Associate of Arts in General Education
Skills:
1. access media advertising services 2. account for or dispense funds 3. advise clients on financial matters 4. advise clients or customers 5. advise families with household problems 6. analyze applicant's financial status 7. analyze financial data 8. analyze market conditions 9. analyze operational or management reports or records 10. approve or deny credit applications 11. approve or deny loans 12. assign work to staff or employees 13. calculate rates for organization's products or services 14. collect deposit or payment 15. collect overdue bills 16. compile data for financial reports 17. compile information for court cases 18. complete information on loan forms 19. compute financial data 20. compute payment schedule 21. compute property equity 22. conduct financial investigations 23. conduct market research 24. conduct or attend staff meetings 25. conduct sales presentations 26. conduct training for personnel 27. consult with managerial or supervisory personnel 28. detect discrepancies on records or reports 29. determine program eligibility 30. develop budgets 31. develop management control systems 32. develop policies, procedures, methods, or standards 33. direct and coordinate activities of workers or staff 34. direct and coordinate financial activities 35. ensure correct grammar, punctuation, or spelling 36. evaluate customer records 37. evaluate degree of financial risk 38. evaluate product quality for sales activities 39. evaluate qualifications or eligibility of applicant for employment 40. examine documents for completeness, accuracy, or conformance to standards 41. examine financial documents to verify issue 42. examine products or work to verify conformance to specifications 43. explain credit application information 44. file documents in court 45. fill out business or government forms 46. follow contract, property, or insurance laws 47. gather relevant financial data 48. identify financial risks to company 49. identify potential markets 50. interview customers 51. maintain account records 52. maintain physical building or grounds of property 53. maintain records, reports, or files 54. maintain telephone logs 55. make decisions 56. make presentations on financial matters 57. monitor consumer or marketing trends 58. monitor credit extension decisions 59. motivate people 60. negotiate payment arrangements with customers 61. obtain financial information from individuals 62. obtain information from individuals 63. oversee execution of organizational or program policies 64. prepare recommendations based upon research 65. prepare reports 66. prepare reports for management 67. prepare required government reports 68. provide customer service 69. recommend customer payment plan 70. resolve customer or public complaints 71. review laws 72. review loan applications 73. select applicants meeting qualifications 74. sell products or services 75. sell securities services 76. take messages 77. type letters or correspondence 78. use computers to enter, access and retrieve financial data 79. use computers to enter, access or retrieve data 80. use government regulations 81. use interpersonal communication techniques 82. use interviewing procedures 83. use knowledge of economic trends 84. use knowledge of investigation techniques 85. use knowledge of relevant laws 86. use knowledge of written communication in sales work 87. use marketing techniques 88. use negotiation techniques 89. use oral or written communication techniques 90. use public speaking techniques 91. use sales techniques 92. use spreadsheet software 93. use telephone communication techniques 94. use word processing or desktop publishing software 95. verify information for credit investigations 96. write business correspondence 97. write legal correspondence
Fat Sals's Deli Westwood, CA Apr 2013 to Nov 2013 Assistant ManagerA.B.M Century City, CA Oct 2012 to Apr 2013 Parking AttendantWalmart Reno, NV Mar 2012 to Aug 2012 Sales AssociateMeatco Provissions
Aug 2011 to Feb 2012Sears
Mar 2011 to Jul 2011 Sales AssociateEdison Electric C.A.R.E
Jul 2010 to Sep 2010 Sales AssociateSouthern Cailfonia
Private Mortgage Banker at Wells Fargo Home Mortgage
Location:
Fort Lauderdale, Florida
Industry:
Real Estate
Work:
Wells Fargo Home Mortgage
Private Mortgage Banker
Skills:
First Time Home Buyers Investment Properties Mortgage Banking Mortgage Lending Refinance FHA Real Estate Loan Origination Residential Mortgages Non-Conforming Mortgage Underwriting Construction Loans
and AT&T noticeably sped up their questioning Wednesday. Vincent Torres, senior vice president of Entertainment Group marketing at AT&T, took the stand to describe the company's efforts to retain subscribers and how reaching new subscribers could be affected by any disputes with programmers.