William Harrison Mcgraw

US Patent:

20110288994, Nov 24, 2011

Filed:

May 24, 2010

Appl. No.:

12/786386

Inventors:

William H. McGraw - Charlotte NC, US
Timothy B. Vannatter - Charlotte NC, US
Joshua Bradley Schwartz - Medford OR, US
Helene U. Mele - Denver NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 40/00
G06F 15/16
H04N 1/00
G06K 19/06

US Classification:

705 43, 705 44, 235379, 709206, 358400

Abstract:

Systems and methods for generating an access code are described. A first request to generate an access code for permitting a first individual to deposit monetary funds into an account associated with an entity is received. The first individual is not an account owner of the account. The access code for permitting the first individual to deposit monetary funds into the account associated with the entity is generated. A second request to output the access code for permitting the first individual to deposit monetary funds into the account associated with the entity is received, and the access code for permitting the first individual to deposit monetary funds into the account associated with the entity is outputted. One or more restrictions may be placed on the ability to deposit monetary funds in the account.

US Patent:

20110288995, Nov 24, 2011

Filed:

May 24, 2010

Appl. No.:

12/786390

Inventors:

William H. McGraw - Charlotte NC, US
Timothy B. Vannatter - Charlotte NC, US
Joshua Bradley Schwartz - Medford OR, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 40/00
G06K 7/10
G06K 7/00
G06F 3/01

US Classification:

705 43, 705 44, 235379, 715702

Abstract:

Systems and methods for permitting a credit card payment are described. An individual associated with a credit card account of an entity may be identified. A request to permit the individual associated with the credit card account of the entity to deposit a credit card payment in a self-service financial transaction device associated with the entity may be received. An identifier of the individual associated with the credit card account may be read. A request from the individual to deposit monetary funds as the credit card payment into the self-service financial transaction device may be received, and a determination may be made as to whether the individual is authorized to make the deposit. Monetary funds from the individual for deposit as the credit card payment may be received. One or more restrictions may be placed on the ability to deposit monetary funds as the credit card payment.

US Patent:

20110288998, Nov 24, 2011

Filed:

May 24, 2010

Appl. No.:

12/786385

Inventors:

William H. McGraw - Charlotte NC, US
Timothy B. Vannatter - Charlotte NC, US
Joshua Bradley Schwartz - Medford OR, US
Helene U. Mele - Denver NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 40/00
G06F 3/01
G06K 7/10

US Classification:

705 44, 705 39, 235379, 715702

Abstract:

Systems and methods for depositing monetary funds into an account are described. A first request from a first individual to deposit monetary funds into an account associated with an entity may be received. The first individual is not an account owner of the account. Monetary funds from the first individual may be received for deposit in the account. The monetary funds may include cash, checks, credit card transfers, and/or debit card transfers. The receipt of the first request may be receipt of a paper ticket with an access code authorizing deposit of monetary funds into the account. One or more restrictions may be reviewed to authorize the deposit of monetary funds in the account.

US Patent:

20110288999, Nov 24, 2011

Filed:

May 24, 2010

Appl. No.:

12/786389

Inventors:

William H. McGraw - Charlotte NC, US
Timothy B. Vannatter - Charlotte NC, US
Joshua Bradley Schwartz - Medford OR, US
Helene U. Mele - Denver NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 40/00
G06K 7/00

US Classification:

705 44, 235379

Abstract:

Systems and methods for permitting a specific individual to deposit monetary funds in an account are described. A first request to permit a specific individual to deposit monetary funds into an account associated with an entity may be received. The specific individual is not an account owner of the account. At least one account owner defined criterion identifying the specific individual is received, and data representing a permission for the specific individual to deposit monetary funds into the account associated with the entity is stored. The at least one criterion may include a name, an address, and/or some other identifier of the specific individual. One or more restrictions may be placed on the ability to deposit monetary funds in the account. Additional specific individuals with similar and/or different restrictions on the ability to deposit may be permitted to deposit monetary funds into the account.

US Patent:

20130208295, Aug 15, 2013

Filed:

Feb 14, 2012

Appl. No.:

13/372629

Inventors:

Matthew K. Bryant - Gastonia NC, US
Nicholas J. Munson - Charlotte NC, US
Daniel J. Farinella - Charlotte NC, US
William H. McGraw - Charlotte NC, US
Nathan Dent - Concord NC, US
Richard L. Fitzgerald - Davidson NC, US

Assignee:

Bank of America - Charlotte NC

International Classification:

G06F 11/07
G06K 15/02

US Classification:

358 114, 714 473, 714E11029

Abstract:

A method for predicting failure in an Automated Teller Machine (ATM) is provided. The method may include using a database to store information relating to the performance of a component function by an ATM component. The information may include normal performance information and fault information. The method may further include using a computational module to calculate a fault rate for the ATM component. The method may also include using a processor to compare the calculated fault rate to a threshold value associated with the component function. In the event that the fault rate exceeds the threshold value, the processor may initiate a request for service of the ATM component.

US Patent:

20210109170, Apr 15, 2021

Filed:

Sep 30, 2020

Appl. No.:

17/038469

Inventors:

- Charlotte NC, US
Frederick W. HINTZ - Charlotte NC, US
William MCGRAW - Charlotte NC, US
Thomas John OLSON - Charlotte NC, US

International Classification:

G01R 33/09
G01D 5/14

Abstract:

Apparatuses, systems, and associated methods of manufacturing are described that provide for improved sensor devices. An example sensor device includes a magnet mounting tube and a magnet supported within the magnet mounting tube. The sensor device includes a sensor mounting tube that receives at least a portion of the magnet mounting tube and supported magnet therein. The sensor device includes a magnetic sensor affixed to the sensor mounting tube. The sensor device includes a spring positioned around the magnet mounting tube and the sensor mounting tube such that the magnet and the magnetic sensor are surrounded by the spring. In an instance in which a load is applied to either a first end or second end of the spring, the magnet mounting tube translates relative the sensor mounting tube so as to induce a change in magnetic flux identified by the magnetic sensor indicative of a weight of the load.