Annmarie D Hart

US Patent:

7703676, Apr 27, 2010

Filed:

Dec 3, 2007

Appl. No.:

11/949722

Inventors:

Annmarie D. Hart - Carson CA, US
Terrence R. Benson - Redondo Beach CA, US
Lawrence R. Meyers - Rancho Palos Verdes CA, US

Assignee:

MagTek, Inc. - Seal Beach CA

International Classification:

G06K 7/08

US Classification:

235449, 235380, 235493, 705 64

Abstract:

Systems and methods for encrypting the output of a card reader in a card authentication system are provided. In one embodiment, the invention relates to a method for reading a data card having an intrinsic magnetic characteristic and recorded data on the data card using a read head including a magnetic sensor having a housing, an analog to digital converter located within the housing and a processor located within the housing, the method including generating an analog signal indicative of the intrinsic magnetic characteristic and the recorded data of the data card, converting the analog signal into a digital signal, generating a magnetic fingerprint based on the intrinsic magnetic characteristic from the digital signal, extracting the recorded data from the digital signal, encrypting at least a portion of the recorded data, storing the magnetic fingerprint and the recorded data, and outputting the encrypted at least the portion of the recorded data.

US Patent:

7757953, Jul 20, 2010

Filed:

Jan 16, 2007

Appl. No.:

11/623670

Inventors:

Annmarie D. Hart - Marblehead MA, US
Terrence R. Benson - Redondo Beach CA, US
Lawrence R. Meyers - Rancho Palos Verdes CA, US

Assignee:

MagTek, Inc. - Seal Beach CA

International Classification:

G06K 7/08

US Classification:

235449, 235379, 235380

Abstract:

Magnetic stripe readers that are configured to extract information from magnetic media and encrypt part of the extracted information are provided. Embodiments of magnetic stripe readers include measures to resist tampering and inputs to receive unencrypted information from input devices. One embodiment includes a housing containing a magnetic reading head connected to a decoder circuit that is connected to an encryption engine. The magnetic reading head generates a signal indicative of a magnetic field. The decoder circuit is configured to extract data from the output of the magnetic reading head and the encryption engine is configured to encrypt a portion of the extracted data and the encryption engine is configured to pass a portion of the extracted data unencrypted.

US Patent:

7938328, May 10, 2011

Filed:

Jun 4, 2010

Appl. No.:

12/794637

Inventors:

Annmarie D. Hart - Marblehead MA, US
Terrence R. Benson - Redondo Beach CA, US
Lawrence R. Meyers - Rancho Palos Verdes CA, US

Assignee:

MagTek, Inc. - Seal Beach CA

International Classification:

G06K 7/10

US Classification:

235449, 235380

Abstract:

Magnetic stripe readers are disclosed that are configured to extract information from magnetic media and encrypt part of the extracted information. Embodiments of magnetic stripe readers include measures to resist tampering and inputs to receive unencrypted information from input devices. One embodiment includes a housing containing a magnetic reading head connected to a decoder circuit that is connected to an encryption engine. The magnetic reading head generates a signal indicative of a magnetic field. The decoder circuit is configured to extract data from the output of the magnetic reading head and the encryption engine is configured to encrypt a portion of the extracted data and the encryption engine is configured to pass a portion of the extracted data unencrypted.

US Patent:

7963438, Jun 21, 2011

Filed:

Nov 13, 2006

Appl. No.:

11/598982

Inventors:

Bradley Brown - Winnipeg, CA
David Fletcher - Winnipeg, CA
Richard Burchill - Winnipeg, CA
Annmarie D. Hart - Marblehead MA, US
Ruth Deignan - Marblehead MA, US
Lawrence R. Meyers - Rancho Palos Verdes CA, US

Assignee:

MagTek, Inc. - Carson CA

International Classification:

G06K 5/00

US Classification:

235380, 2353825, 235492

Abstract:

Systems and methods for personalizing data card are disclosed. One embodiment includes a card receiver configured to receive one or more data cards, a control system connected to the card receiver, the control system configured to receive personalization information, an encoder system connected to the control system, the encoder system configured to encode the one or more data cards with at least some portion of the personalization information, a card reader connected to the control system, the card reader configured to read magnetic fingerprint information from the one or more data cards, and the control system configured to store the magnetic fingerprint information.

US Patent:

8251286, Aug 28, 2012

Filed:

Nov 24, 2010

Appl. No.:

12/954278

Inventors:

Annmarie D. Hart - Seal Beach CA, US
Lawrence R. Meyers - Rancho Palos Verdes CA, US
Phillip A. McCauley - Carson CA, US

Assignee:

MagTek, Inc. - Seal Beach CA

International Classification:

G06K 5/00
G06K 7/01

US Classification:

235380, 235375, 235379, 2353825, 235383, 235451, 235492

Abstract:

The invention relates to a system for secure multi-factor authentication using dynamic data, the system including a card reader, and a computer having a display, wherein the card reader is configured to read card information from a data card, provide a scramble code to the computer, receive user input data indicative of user input responsive to a graphical numeric display based on the scramble code, generate PIN data based on the user input data, generate a PIN block including the PIN data and the card information, and transmit the PIN block for authentication.

US Patent:

8447991, May 21, 2013

Filed:

Nov 6, 2007

Appl. No.:

11/935980

Inventors:

Annmarie D. Hart - Carson CA, US
Lawrence R. Meyers - Rancho Palos Verdes CA, US
Carlos Hernandez - Carson CA, US
Edward J. Richter - Richmond Heights MO, US
Ronald S. Indeck - St. Louis MO, US

Assignee:

Magtek, Inc. - Carson CA
Washington Univ. - St. Louis MO

International Classification:

G06F 21/00

US Classification:

713185, 726 35

Abstract:

A card authentication system. In one embodiment, the invention relates to a method for authenticating a data card having an intrinsic magnetic characteristic and recorded data on the data card, the method including reading information from the data card, the data card information including the intrinsic magnetic characteristic and the recorded data on the data card, encrypting the data card information, sending the encrypted data card information, receiving the encrypted data card information, decrypting a portion of the encrypted data card information, the portion including the intrinsic magnetic characteristic, generating a score indicative of a degree of correlation between the intrinsic magnetic characteristic of the data card information and a stored value, and determining an authenticity of the data card based at least in part on the score.

US Patent:

8533123, Sep 10, 2013

Filed:

Dec 13, 2011

Appl. No.:

13/324982

Inventors:

Annmarie D. Hart - Seal Beach CA, US

Assignee:

Magtek, Inc. - Seal Beach CA

International Classification:

G06Q 20/00
G06Q 20/38

US Classification:

705 76, 705 64

Abstract:

Systems and methods for conducting contactless payments using a mobile device and a magstripe payment card are provided. One such method includes receiving, at the mobile device and prior to a requested financial transaction, a dynamic authentication token from a server, the dynamic authentication token indicative of a predetermined authentication of a magstripe payment card based on data obtained during a swipe of the magstripe payment card; wirelessly transmitting, in response to a request to facilitate a financial transaction, the dynamic authentication token from the mobile device to a contactless payment terminal; and sending the dynamic authentication token and information related to the requested financial transaction to the server for authorization of the requested financial transaction.

US Patent:

20080179401, Jul 31, 2008

Filed:

Jan 25, 2008

Appl. No.:

12/011301

Inventors:

Annmarie D. Hart - Carson CA, US
Terrence R. Benson - Redondo Beach CA, US
Lawrence R. Meyers - Rancho Palos Verdes CA, US

International Classification:

G06K 7/08

US Classification:

235449

Abstract:

A card reader for use in web based transactions is provided. In one embodiment, the invention relates to a method for establishing a secure connection between a card reader and a server, the method including receiving a first challenge request, generating a response to the first challenge request using a first encryption key, sending the response to the first challenge request, sending a second challenge request, receiving an encrypted response to the second challenge request, verifying the encrypted response to the second challenge request; and, if the encrypted response is verified, reading data card information from a data card, the data card information including an intrinsic magnetic characteristic and recorded data on the data card, generating a magnetic fingerprint based on the intrinsic magnetic characteristic, and sending the magnetic fingerprint to authenticate the data card.