Cheng Kenneth Xu

US Patent:

20040030667, Feb 12, 2004

Filed:

Aug 2, 2002

Appl. No.:

10/209905

Inventors:

Cheng Xu - Glen Allen VA, US
Peter Wachtell - Boise ID, US

Assignee:

Capital One Financial Corporation

International Classification:

G06F007/00

US Classification:

707/001000

Abstract:

Systems and methods are disclosed for generating statistical models. Such systems and methods may utilize a database comprising data representing a plurality of variables. To generate a statistical model, a set of variables may be selected in accordance with a goal of the model. Using the database, the selected set of variables may then be applied to a plurality of statistical model types and the results from each statistical model type may be analyzed. Finally, at least one of statistical model may be identified based on the analysis of the results.

US Patent:

20060241923, Oct 26, 2006

Filed:

May 2, 2006

Appl. No.:

11/415427

Inventors:

Cheng (Kenneth) Xu - Glen Allen VA, US
Peter Wachtell - Boise ID, US

International Classification:

G06F 17/10

US Classification:

703002000

Abstract:

Systems and methods are disclosed for generating statistical models. Such systems and methods may utilize a database comprising data representing a plurality of variables. To generate a statistical model, a set of variables may be selected in accordance with a goal of the model. Using the database, the selected set of variables may then be applied to a plurality of statistical model types and the results from each statistical model type may be analyzed. Finally, at least one of statistical model may be identified based on the analysis of the results.