Katherine Rose Santiago

US Patent:

8386361, Feb 26, 2013

Filed:

Aug 3, 2012

Appl. No.:

13/566312

Inventors:

Glenn Dial - Windermere FL, US
Katherine Santiago - New York NY, US
Mark Browne - Short Hills NJ, US
Anne Lester Trevisan - Princeton NJ, US
Lynn Avitabile - Summit NJ, US
David Musto - New Canaan CT, US
William I Mauck - Englewood NJ, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 36R

Abstract:

The invention generally concerns systems, methods, and apparatus wherein a computer may receive information concerning a group of target date funds from a database. Information about the target date funds may comprise information about the glide path and the target retirement date of that fund. A diversification level of each of the target date funds may be determined from the received information. An equity ratio may also be determined for each of the target date funds using the received information. In some instances, the equity ratio may be based upon the amount of equity projected to be owned by the target date fund upon the target retirement date. After determining an equity ratio and a diversification level, a summary of the group of funds is output for review by a user. The summary may include a summary or graph of the diversification levels and equity ratios of the target date funds.

US Patent:

20090327155, Dec 31, 2009

Filed:

Nov 12, 2008

Appl. No.:

12/269197

Inventors:

Glenn Dial - Windermere FL, US
Katherine Santiago - New York NY, US
Mark Browne - Short Hills NJ, US
Anne Lester Trevisan - Princeton NJ, US
Lynn Avitabile - Summit NJ, US
David Musto - New Canaan CT, US
William I. Mauck - Englewood NJ, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 36 R

Abstract:

The invention generally concerns systems, methods, and apparatus wherein a computer may receive information concerning a group of target date funds from a database. Information about the target date funds may comprise information about the glide path and the target retirement date of that fund. A diversification level of each of the target date funds may be determined from the received information. An equity ratio may also be determined for each of the target date funds using the received information. In some instances, the equity ratio may be based upon the amount of equity projected to be owned by the target date fund upon the target retirement date. After determining an equity ratio and a diversification level, a summary of the group of funds is output for review by a user. The summary may include a summary or graph of the diversification levels and equity ratios of the target date funds.