Kathleen Trombley

US Patent:

20210311785, Oct 7, 2021

Filed:

Apr 1, 2020

Appl. No.:

16/837847

Inventors:

- Charlotte NC, US
Paulette LaShon Bryant - Charlotte NC, US
Kathleen Hanko Trombley - Oakboro NC, US
Therese Humburg Willis - Apopka FL, US
Paul Benton Murphy - Tigard OR, US
Lee Ann Proud - Ponte Vedra FL, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G06F 9/50
H04L 29/06
G06Q 20/02

Abstract:

Embodiments of the invention are directed to a system, method, or computer program product generation and analysis of real-time resource requests via a resource platform. A resource platform is provided for receiving and automating the management and processing of resource requests submitted by entities or users. The system embraces a fully digital approach to resource request processing, analysis, authentication, and reporting. In addition, the invention allows for analysis of reconciliation data of executed resource transfers for identification of useful trends that can be used for proactive accommodation of entity policies to align with perceived user preferences.

US Patent:

20210311788, Oct 7, 2021

Filed:

Apr 1, 2020

Appl. No.:

16/837868

Inventors:

- Charlotte NC, US
Paulette LaShon Bryant - Charlotte NC, US
Kathleen Hanko Trombley - Oakboro NC, US
Therese Humburg Willis - Apopka FL, US
Paul Benton Murphy - Tigard OR, US
Lee Ann Proud - Ponte Vedra FL, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G06F 9/50
G06F 9/54
H04L 29/06
G06Q 10/06

Abstract:

Embodiments of the invention are directed to a system, method, or computer program product for processing and authorization of electronic resource requests via a resource platform. A platform is provided for receiving and processing resource request data, and automating the authorization process involved with resource requests. The resource platform may be leveraged by one or more entities via secure communication interface through the conversation of electronic resource request data to industry standard formatting as well as formatting for multiple digital channel types. Authorization of electronic resource requests may include intelligent user configuration for convenient authentication via the use of multiple authenticated users.

US Patent:

20210133289, May 6, 2021

Filed:

Nov 4, 2019

Appl. No.:

16/673011

Inventors:

- CHARLOTTE NC, US
Martha Sain McClellan - Lancaster SC, US
Lee Ann Proud - Ponte Vedra FL, US
Kathleen Hanko Trombley - Oakboro NC, US

Assignee:

BANK OF AMERICA CORPORATION - CHARLOTTE NC

International Classification:

G06F 17/28
H04W 4/021

Abstract:

A system that provides for selection, at the onset of a resource event, between (i) a first resource event volume of a first resource type (i.e., a resource type associated with the resource-providing entity) and (ii) a second resource event volume of a second type (i.e., a resource type associated with the resource-receiving entity). The first resource event volume used in the selection is determined by applying a conversion rate to the second resource event volume near to or in conjunction with the initiation of the resource event. As a result, resource conversion occurs at the onset of the resource event as opposed to conventional processing which provides for the resource conversion at or near the conclusion of the resource event.

US Patent:

20210135939, May 6, 2021

Filed:

Nov 5, 2019

Appl. No.:

16/674884

Inventors:

- Charlotte NC, US
Martha Sain McClellan - Lancaster SC, US
Lee Ann Proud - Ponte Vedra FL, US
Kathleen Hanko Trombley - Oakboro NC, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

H04L 12/24
H04L 12/927
H04L 12/66
H04L 12/26

Abstract:

A system that provides for managing deployed resource interaction devices/equipment through a gateway device that is capable of monitoring the performance of the resource interaction devices/equipment to determine a need for revisions/updates to the resource interaction event application, additional services and/or different resource interaction devices types.