Sarah Ann Harrison

US Patent:

7905399, Mar 15, 2011

Filed:

May 4, 2006

Appl. No.:

11/381641

Inventors:

Brian T. Barnes - South Jordan UT, US
Michael Bliman - Matawan NJ, US
Sarah E. Harrison - New York NY, US
Jason S. Jagatic - Hoboken NJ, US
Dana J. Klaboe - Brooklyn NY, US
Leigh Reynolds Malnati - Mountain Lakes NJ, US

International Classification:

G06K 5/00

US Classification:

235381, 235380

Abstract:

A computer-implemented system and method to facilitate a purchase utilizing a flexible spending account, comprising the steps of: receiving, at a host computer, a request for payment authorization for an item; determining whether the item qualifies for pre-tax treatment; and when the item qualifies for pre-tax treatment: determining at least partial payment authorization for the item, transmitting the at least partial payment authorization for the item to a point of sale device; causing the flexible spending account to be debited for at least a portion of the purchasing amount of the item based on the payment authorization; and debiting a non-flexible spending account for an item not qualifying for pre-tax treatment.