Yuansong Y Liao

US Patent:

7668769, Feb 23, 2010

Filed:

Oct 3, 2006

Appl. No.:

11/543271

Inventors:

James C. Baker - Bremerton WA, US
Jacob Spoelstra - Carlsbad CA, US
Yuansong Liao - San Diego CA, US

Assignee:

Basepoint Analytics, LLC - Carlsbad CA

International Classification:

G06Q 30/00

US Classification:

705 35, 705 38, 705 39, 705 42, 705 44

Abstract:

Embodiments include systems and methods of detecting fraud. In particular, one embodiment includes a system and method of detecting fraud in transaction data such as payment card transaction data. For example, one embodiment includes a computerized method of detecting that comprises receiving data associated with a financial transaction and at least one transacting entity, wherein the data associated with the transacting entity comprises at least a portion of each of a plurality of historical transactions of the transacting entity, applying the data to at least one first model, generating a score based on the first model, and generating data indicative of fraud based at least partly on the score. Other embodiments include systems and methods of generating models for use in fraud detection systems.

US Patent:

7966256, Jun 21, 2011

Filed:

Oct 6, 2008

Appl. No.:

12/246407

Inventors:

Yuansong Liao - Bellevue WA, US
Rui Yan - San Marcos CA, US

Assignee:

Corelogic Information Solutions, Inc. - Santa Ana CA

International Classification:

G06Q 40/00

US Classification:

705 44, 705 38, 705 35, 705 39

Abstract:

A method for detecting a risk of payment default comprises receiving mortgage data associated with a mortgage application, the mortgage application associated with an applicant, determining a first score for the mortgage data based at least partly on one or more models that are based on data from a plurality of historical mortgage transactions and based on historical credit information related to the applicant, and generating data indicative of a risk of payment default based at least partly on the first score.

US Patent:

8065234, Nov 22, 2011

Filed:

Jun 16, 2011

Appl. No.:

13/162517

Inventors:

Yuansong Liao - Bellevue WA, US
Rui Yan - San Marcos CA, US

Assignee:

Corelogic Information Solutions, Inc. - Santa Ana CA

International Classification:

G06Q 40/00

US Classification:

705 44, 705 35, 705 38

Abstract:

Disclosed herein are methods and systems for detecting a risk of payment default. In various embodiments, the systems/methods receive mortgage data associated with a mortgage application of an applicant, generate one or more models based on data related to historical mortgage transactions and determine a payment default risk score based at least partly on the one or more generated models, the mortgage data associated with the mortgage application, and the credit data related to the applicant. In another embodiment, a system is disclosed for selecting mortgage applications for further fraud evaluation based on the determined risks of early payment default associated with the mortgage applications and performing the fraud evaluation on those selected mortgage applications.

US Patent:

8121920, Feb 21, 2012

Filed:

Aug 10, 2009

Appl. No.:

12/538721

Inventors:

Yuansong Liao - San Diego CA, US
Jacob Spoelstra - Carlsbad CA, US
James C Baker - Bremerton WA, US

Assignee:

Corelogic Information Solutions, Inc. - Santa Ana CA

International Classification:

G06Q 40/00

US Classification:

705 35, 705 38, 705 39, 705 44

Abstract:

Embodiments include systems and methods of detecting fraud. In particular, one embodiment includes a system and method of detecting fraud in mortgage applications. For example, one embodiment includes a computerized method of detecting fraud that includes receiving mortgage data associated with an applicant and at least one entity related to processing of the mortgage data, determining a first score for the mortgage data based at least partly on a first model that is based on data from a plurality of historical mortgage transactions associated with the entity, and generating data indicative of fraud based at least partly on the first score. Other embodiments include systems and method of generating models for use in fraud detection systems.

US Patent:

20070226129, Sep 27, 2007

Filed:

Sep 22, 2006

Appl. No.:

11/526208

Inventors:

Yuansong Liao - San Diego CA, US
Jacob Spoelstra - Carlsbad CA, US
James C. Baker - Bremerton WA, US

International Classification:

G06Q 40/00

US Classification:

705 38

Abstract:

Embodiments include systems and methods of detecting fraud. In particular, one embodiment includes a system and method of detecting fraud in mortgage applications. For example, one embodiment includes a computerized method of detecting fraud that includes receiving mortgage data associated with an applicant and at least one entity related to processing of the mortgage data, determining a first score for the mortgage data based at least partly on a first model that is based on data from a plurality of historical mortgage transactions associated with the entity, and generating data indicative of fraud based at least partly on the first score. Other embodiments include systems and method of generating models for use in fraud detection systems.

US Patent:

20100145836, Jun 10, 2010

Filed:

Feb 22, 2010

Appl. No.:

12/710228

Inventors:

James C. Baker - Bremerton WA, US
Jacob Spoelstra - Carlsbad CA, US
Yuansong Liao - San Diego CA, US

Assignee:

Basepoint Analytics LLC - Carlsbad CA

International Classification:

G06Q 10/00
G06Q 40/00
G06Q 20/00
G06N 5/02
G06N 3/02
G06N 7/02

US Classification:

705 30, 705 44, 705318, 705348, 706 54, 706 52, 706 20

Abstract:

Embodiments include systems and methods of detecting fraud. In particular, one embodiment includes a system and method of detecting fraud in transaction data such as payment card transaction data. For example, one embodiment includes a computerized method of detecting that comprises receiving data associated with a financial transaction and at least one transacting entity, wherein the data associated with the transacting entity comprises at least a portion of each of a plurality of historical transactions of the transacting entity, applying the data to at least one first model, generating a score based on the first model, and generating data indicative of fraud based at least partly on the score. Other embodiments include systems and methods of generating models for use in fraud detection systems.

US Patent:

20170351511, Dec 7, 2017

Filed:

Jun 21, 2017

Appl. No.:

15/629342

Inventors:

- Jersey City NJ, US
Yuansong Liao - Bellevue WA, US
Laks Srinivasan - Bethlehem PA, US
Ding Huang - New York NY, US
Hong Wang - Shanghai, CN

International Classification:

G06F 9/44
G06F 17/30

Abstract:

Code and data versioning allows developers to work on code and data without affecting production code and data and without affecting the development activities of other developers. Code and data being worked on by a developer are associated with a task. The system automatically determines the dataset to use for a given development task from among a production dataset, a latest dataset, or a temporary dataset associated with the development task so that development code does not have to be modified to read from a specific dataset.

US Patent:

20170286502, Oct 5, 2017

Filed:

Jun 21, 2017

Appl. No.:

15/629316

Inventors:

- Jersey City NJ, US
Yuansong Liao - Bellevue WA, US
Laks Srinivasan - Bethlehem PA, US
Ding Huang - New York NY, US
Hong Wang - Shanghai, CN

International Classification:

G06F 17/30

Abstract:

An interactive reporting tool allows the user to define, modify, and selectively execute a sequence of queries in an interactive manner. A sequence of queries is entered into rows of an interactive query code table. When the user selects a given row i or a cell in a given row i, then the data table is updated to show the results of the queries 1 through i, such that the user effectively can step through the queries in any order (i.e., sequential or non-sequential, forward or backward) to see the results of each step.